Upgrade options for Classic Account customers

If you have a Classic Account, you can upgrade to one of our Added Value Accounts through Internet Banking. Our Added Value Accounts not only give you standard bank account features, but also provide a range of additional benefits from a range of third party insurance providers. Not registered to bank online with us? Register for Internet Banking today.

 

Silver Account

Gold Account

Platinum Account

Premier Account 
 

Upgrade to a Silver Account

Upgrade to a Gold Account

Upgrade to a Platinum Account

Upgrade to a Premier Account
Your Visa debit card Silver Account Gold Account Platinum Account Premier Account
Monthly fee £9.95 a month £12.95 a month £17 a month £25 a month
Interest and fee free planned overdraft*
  • Up to £50
  • Up to £150
  • Up to £300
  • Up to £500
Insurance benefits†
  • European Travel Insurance for you and your partner (under 65 years of age)
  • AA Breakdown Cover (Roadside Assistance)
  • Mobile Phone Insurance
  • Sentinel® Card Protection
  • Worldwide Travel Insurance for you and your partner (under 80 years of age)
  • AA Breakdown Cover (Roadside Assistance)
  • Mobile Phone Insurance
  • Sentinel® Card Protection
  • Worldwide Travel Insurance with either family (under 80 years of age) or winter sports cover
  • AA Breakdown Cover (Roadside Assistance, Home Start and Relay)
  • Mobile Phone Insurance
  • Sentinel® Card Protection
  • Worldwide Travel Insurance with family (under 80 years of age) and winter sports cover
  • AA Breakdown Cover (Roadside Assistance, Home Start, Relay and Stay Mobile)
  • Mobile Phone Insurance
  • Sentinel® Card Protection
  • AA Home Emergency Cover
Other benefits


  • Save What MattersTM
  • Save What MattersTM
  • Save What MattersTM
  • ID Aware™
 

Upgrade to a Silver Account

Terms & Conditions

Upgrade to a Gold Account

Terms & Conditions

Upgrade to a Platinum Account

Terms & Conditions

Upgrade to a Premier Account

Terms & Conditions

†We use a range of third party insurance providers for the benefits on these accounts (exclusions apply). Benefits are subject to application and approval.

Account opening is subject to our assessment of your circumstances and to you meeting all eligibility conditions. You must be 18 or over and a UK resident to apply.

*Overdrafts are repayable in full on demand and subject to application and approval.

Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ.  Authorised and regulated by the Financial Services Authority except for lending for which we are licensed by the Office of Fair Trading.