• Home
  • > Credit Cards

Credit Cards

Whether you are looking for a credit card to make everyday purchases, to make a balance transfer or just a simple to use credit card, you can use the table below to find the card that is right for you.

All our credit card deals

Credit cardsBalance transfer offer*Purchase offer*Representative exampleApply

All in One Advantage CardAll in One Advantage Card*
An exclusive offer for our qualifying current account customers*

sort order 3
0%
13 months*
3% fee

sort order 4
0%
13 months*

Representative 17.9% APR (variable)
Purchase rate 17.95% pa (variable)
With an example £1,200 credit limit

Apply now for a Halifax All in One Credit Card

Find out more

All in One Credit CardAll in One Card
0% offer on purchases and balance transfers

sort order 2
0%
12 months
3% fee

sort order 3
0%
12 months

Representative 17.9% APR (variable)
Purchase rate 17.95% pa (variable)
With an example £1,200 credit limit

Apply now for a Halifax All in One Credit Card

Find out more

Plus Credit CardPlus Credit Card
0% for 18 months on balance transfers

sort order 4
0%
18 months
3% fee

sort order 2
0%
3 months

Representative 16.9% APR (variable)
Purchase rate 16.94% pa (variable)
With an example £1,200 credit limit

Apply now for the Halifax Plus Credit Card

Find out more

Student Credit CardStudent Card
Flexible credit limit and free text reminders

sort order 1
NA

sort order 1
NA

Representative 17.9% APR (variable)
Purchase rate 17.95% pa (variable)
With an example £1,200 credit limit

Apply now for a Student Credit Card

Find out more

 

To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit

*To qualify for the All in One Advantage Card offer you need one of the following:

  • Pay £1,000 or more into your current account each calendar month OR
  • Hold an Ultimate Reward Current Account OR
  • Switch your current account to us using our dedicated Switching Service and pay in £1,000 or more each month or open an Ultimate Reward Current Account.

Help & guidance

Whether you're trying to choose your first credit card provider or want help as an existing customer you'll find everything you need here.

You must be a UK resident aged 18 or over to apply for a Bank of Scotland Credit Card. Credit available subject to status. Balance transfers can be made from most credit and some store cards, excluding other Bank of Scotland or Halifax products.

The Bank of Scotland Credit Cards are issued by Bank of Scotland plc, Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised and Regulated by the Financial Services Authority.

We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk

Current accounts available subject to status to UK residents aged 18+. All offers exclude Bank of Scotland Flexible and Flexible Plus Current Accounts and the Bank of Scotland Currency Account and are only available to personal banking customers.