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Credit Cards

Find a card that’s right for you

Whether you're looking for a credit card for everyday usage, to make a one-off large purchase or to do a balance transfer. You can compare our best credit card products, deals and offers to see if there's a card that's right for you.

 Compare our cards

Help & guidance

We have a range of information available to help you, whether you have a Bank of Scotland credit card or if you're thinking of applying.

 Help & guidance

Existing credit card customers


Managing your card

Choose another card

Activate your new card

There are many options and services available to help you manage your credit card. Find out how to add additional card holders, transfer a balance to us, keep your account details up to date and much more.

 How to manage your card

Already have a Bank of Scotland Credit Card? You may be eligible to apply for a second card or to swap your existing card with us. This excludes customers holding or applying for a Classic or Student Card. Conditions apply.

 Apply for a second card

 Swap your card

Once you've received your new Bank of Scotland credit card, it's quick, easy and secure to set it up online. You'll need your new credit card to hand to be able to activate it.

 Activate your card

Apple Pay

You can use Apple Pay to make contactless payments using your Apple device. Device and card restrictions apply. Find out how to get started with Apple Pay.

Bank of Scotland credit cards are issued by Bank of Scotland plc, Registered in Scotland No.SC327000.Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 169628.

We subscribe to The Lending Code.

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