Personal Loans

With our Flexible Loan you can pay off your loan early, free of charge, 4.9% APR representative applies to loans of £7,500 to £25,000 over 1-5 years. Lending is subject to status.

Existing Bank of Scotland customers looking to borrow money can get a loan from £1,000 to £25,000 with fixed repayments over 1 to 7 years.

  1. 4.9% APR available on loans from £7,500 to £25,000, over 1 to 5 years
  2. Overpay as much as you want, when you want
  3. Instant cash for most Internet Banking current account customers
  4. Fixed loan repayments over 1 to 7 years

Borrow more

If you're an existing Bank of Scotland loan customer, and your needs have changed, you could apply to borrow more money at any time.

>Find out more

Graduate loan

Get your finances back in order after graduating. Existing Bank of Scotland Graduate account holders can borrow between £1,000 and £10,000 for up to 5 years.

>Find out more

We subscribe to The Lending Code.
Personal loans are unsecured and subject to status, UK residents, aged 18 or over.

Quick Loan Calculator

Enter Amount

(Between £1,000 and £25,000)
£

Representative example

Loan amount
£7,500
Monthly repayment
£167.57
Loan term (months)
60
Number of repayments
60
Total amount repayable
£10,054.35
Representative APR
12.9%
Annual interest rate (fixed)
12.19%

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