Mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Bank of Scotland are proud to offer our customers mortgages provided by Halifax who have over 160 years' experience helping people own their homes.

You can speak to a mortgage adviser over the phone or in a Bank of Scotland branch.

What would you like us to help you with today?

Buying my first home

Looking to buy your first home? Getting onto the property ladder can be a big step. Let us help you get the keys to your new home.

As we provide Halifax mortgages you can find out everything you need to know from the relevant sections of the Halifax website.

 First time buyer mortgages

Moving home

Ready to make your next move? Let us take care of your mortgage so you can focus on what’s important to you.

As we provide Halifax mortgages you can find out everything you need to know from the relevant sections of the Halifax website.

Moving home mortgages

Getting a better deal on my mortgage

Got your mortgage with another lender and looking for a better deal? We offer great value remortgage deals.

As we provide Halifax mortgages you can find out everything you need to know from the relevant sections of the Halifax website.

 Remortgage to us

Existing Halifax mortgage customers

Looking for a new deal? Or wanting to borrow more? See what great deals are available as an existing Halifax mortgage customer.

 Find out more

Existing Bank of Scotland customers

If you’re looking to borrow more against your existing Bank of Scotland mortgage, or your current deal is coming to an end, see what great deals we can offer you as an existing Bank of Scotland customer.

 Find out more

Mortgage calculator

Do you know how much you can borrow? Are you confused by the different types of mortgages?

The Halifax mortgage calculator could help.

 Mortgage calculator

Need to talk to us?

You can speak to one of our mortgage advisers in person, or chat things over on the phone.

Call us on 0345 850 3705
Mon-Fri 8am - 8pm
Sat 9am - 4pm

Come into a Bank of Scotland branch - you'll need to book an appointment beforehand

 Book an appointment

If you're an existing Bank of Scotland mortgage customer

 Find out more 

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