Bank of Scotland are proud to offer our customers mortgages provided by Halifax who have over 160 years' experience helping people own their homes

Year on year, we're lending to more first-time buyers

First time buyer

Looking to buy your first home? Getting onto the property ladder can be a big step. Let us help you get the keys to your new home.

Moving home

Ready to make your next move? Let us take care of your mortgage so you can focus on what’s important to you.


Got your mortgage with another lender and looking for a better deal? We offer great value remortgage deals.

Existing Halifax customers

Looking for a new deal? Or wanting to borrow more? See what great deals are available as an existing Halifax mortgage customer.

Existing Bank of Scotland customers

If you’re looking to borrow more against your existing Bank of Scotland mortgage - or your current deal is coming to an end. See what great deals we can offer you as an existing Bank of Scotland customer.

Bank of Scotland offers Halifax mortgages. Halifax have over 160 years' experience helping people to own their homes.

Mortgage calculator

Do you know how much you can borrow? Are you confused by the different types of mortgages?

The Halifax mortgage calculator could help.

Mortgage calculator

Need to talk to us?

You can speak to one of our mortgage advisers in person, or chat things over on the phone.

Call us on 08458 50 37 05
Mon-Fri 8am - 8pm
Sat 9am - 4pm

Come into branch - you'll need to book an appointment beforehand

If you're an existing Bank of Scotland mortgage customer