International Payments

Maybe you have family overseas and want to send them money or you might even be working or buying a house abroad. Whatever the reason, our International Payment services are fast, efficient and secure.

How much does it cost? 
When sending money abroad, the following fees apply to each transaction:

• £9.50 when sending money via Internet Banking (£7.50* for the first 3 transactions - see offer details below.)
• £19.50 via Telephone Banking and in branch

If you’re sending payments in a currency other than euros, or sending euros to a country outside the EEA^†, a charge could be made by the overseas bank and any other bank involved in the transaction, including the beneficiary bank. Read our International Payments terms and conditions.

Online Offer - send money around the world for just £7.50*
Save a further £2 on our usual online price of £9.50 when sending your first 3 international payments using Internet Banking. Simply use offer code^ BDPLAY10. Compared to our normal price of £19.50 in branch or by Telephone Banking, that’s a saving of £12 per transaction.

Find out more about sending money abroad.

If you are a current account customer, but don't use Internet Banking, why not register today?

Sending money overseas is simple – you'll need the following information for the destination account:

• Euro payments - the BIC and IBAN are required for euro transfers to an EU/EEA country^†
• Payments sent to the United Arab Emirates, Bahrain, Monaco and Switzerland also require an IBAN and a BIC to be included in the payment instruction
• Rest of the world - the beneficiary name and bank details.

Online Offer - send money around the world for just £7.50*
Save a further £2 on our usual online price of £9.50 when sending your first 3 international payments using Internet Banking. Simply use offer code^ BDPLAY10. Compared to our normal price of £19.50 in branch or by Telephone Banking, that’s a saving of £12 per transaction.

Once you’ve set up a new recipient we save the details - this means there's no need to enter them again in future when you want to send money to the same place online.

Transfers to your Bank of Scotland account can be received in foreign currency or sterling. Payments received in foreign currency are converted into sterling and credited to your account. To ensure your funds are received as quickly as possible you must instruct the overseas bank to send funds via SWIFT (Society for Worldwide Interbank Financial Telecommunication).

There are three things the overseas bank should know so they can process the transfer as quickly as possible:

1. Where to send the money to. Quote Bank of Scotland, Glasgow with the swift code LOYDGB2L
2. The name of your bank. Quote Bank of Scotland and the BIC code which you'll find at the top-right hand corner of your Bank of Scotland statement
3. The beneficiary account which is the account the money is going to. You'll also need to include the IBAN number for your account which you'll find at the top right hand corner of your Bank of Scotland statement

The following fees apply when receiving international payments into your account:

We'll convert the money you've received into pounds sterling on the day we pay it into your account.

Do you live, work in or visit Spain frequently, and hold a Bank of Scotland current account in the UK? If so, you can benefit from free international transfers* from your UK current account to an account you hold with Lloyds Bank International, S.A.U., the Spanish banking arm of the Lloyds Banking Group.

You can make a transfer via Internet Banking, by Telephone Banking on 08457 21 31 41. Lines are open 24 hours a day, 7 days a week. Or call into your nearest branch.

If you wish to open a Lloyds Bank International, S.A.U. account, please call 08456 00 36 03. Lines are open 8am to 6pm Monday to Friday and 9.30am to 1.30pm Saturday. (UK local time).

* The free transfer service does not apply to third party transfers.

Lloyds Bank International, S.A.U. (Lloyds Bank International) is a body corporate incorporated in Spain with registered office at C/ Serrano, 90, 5a Planta, 28006 Madrid, Spain and is registered in the Spanish Register of Banks and Bankers (Registro de Bancos y Banqueros) with the number 0236. Reg. Mer. Madrid. T. 6799, L.O.F. 108 Sec 8a, H.M.-110714, Incrip. 1a, N.I.F. A-80481765.

All deposits will be held in Spain and the accounts will be subject to Spanish law and Spanish banking rules. Lloyds Bank International is a member of the Fondo de Garantía de Depósitos. The Financial Services Compensation Scheme under the UK Financial Services and Markets Act 2000 does not apply to deposits held in Spain. Subject to status. An annual or maintenance fee may apply.

Bank of Scotland and Lloyds Bank International, S.A.U. are part of Lloyds Banking Group.