Interest rates

The savings interest rates shown below apply to our personal savings accounts.

Variable rate accounts Variable rate accounts no longer available Fixed rate accounts

Access Cash ISA
Access Saver
Exclusive Saver
Help to Buy: ISA
Junior Cash ISA
Young Saver

Incentive Saver
Instant Access Savings Account
Internet Saver
Tracker Bond


Fixed Rate Bond
Fixed Cash ISA
Monthly Saver
Matured Funds Account

Please refer to the Halifax website for personal savings accounts opened before 11th September 2011, or for non-personal and non-UK rates.

Previous variable rate accounts

Incentive Saver

Rates valid from Balance Monthly rates
Gross AER
03/10/2011 £30,000+ 0.00% 0.00%
£1+ 2.47% 2.50%

Instant Access Savings Account

Rates valid from Balance Annual rates Monthly rates
Gross/AER Gross p.a. AER
01/04/2009 £1,000,000+ 0.60% 0.60% 0.60%
£1+ 0.50% 0.50% 0.50%

Internet Saver

Rates valid from Balance   Annual rates
08/12/2015 £1+ Introductory rate 0.55%
Lower rate 0.20%

Tracker Bond

Rates valid from Term Balance Monthly interest rate
Gross p.a AER
28/04/2015  18 months £2,000+ 1.00% 1.00% 

The monthly gross rate tracks at 0.50% above the Bank of England Bank Rate - 0.50% on the 1st working day of this month.

Current fixed rate accounts

Matured Funds

Rates valid from Balance Annual rates Monthly rates
Gross/AER Gross p.a. AER
05/11/2013 £1+ 0.25% 0.25% 0.25%

Easy access account only available for funds maturing from Fixed Rate Bond, Step Bond, Online Step Bond and Tracker Bond.


For a definition of AER, Gross and other terms please view our savings glossary.


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