Home Insurance

Website Terms and Conditions

Who are we?

The Bank of Scotland Home Insurance website is operated by Lloyds Bank Insurance Services Limited (“we”/”us”/”our”), Registered in England and Wales No: 968406, Registered Office: 25 Gresham Street, London EC2V 7HN. Authorised and regulated by the Financial Conduct Authority.

We and Lloyds Bank plc are both part of Lloyds Banking Group. Except where otherwise stated in these terms and conditions, Lloyds Bank plc’s Website Terms and Conditions will apply to the use of our website.

Who can use our website to buy insurance?

Unless otherwise indicated, our products and services are only available to UK residents who access our website from within the UK.

If you use our website to apply for home insurance, you must be eighteen years old or over and must not impersonate another person.

We reserve the right to refuse to offer you a firm quote if you are not eligible for the home insurance product.

Which law applies?

Our website and these conditions are governed by English law. Any disputes arising from our website shall be resolved by the English courts, unless you can show you accessed the website from Scotland, in which case the Scottish courts may be used.

Who owns the material on this site and how can it be used?

We own, or have a licence for, all copyrights for our website and all trademarks and other materials used on it, unless otherwise indicated.

You may only print, copy, download or temporarily store extracts from our website for your personal information or when you use our services. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular, no-one may use any part of our site on any other website without our permission.

Bank of Scotland plc is registered in Scotland No.SC327000.Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 169628.