Past performance is not a reliable indicator of future performance and remember that the value of investments can fall as well as rise, and you may get back less than you invest.

Investments data – S&P World Index

Source: S&P Dow Jones Indices, S&P World Index (GBP).

This table is based on an initial investment value of £1,000 and held over a 10-year period between  01 July 2016 and 01 July 2026. Excludes fees and does not include any dividends or reinvestment, the effects of which may change your actual total return.

We have chosen the S&P World Index as it gives diverse exposure to multiple developed, global markets and sectors. Prices shown are those at day close.

Past performance is not a reliable indicator of future performance.

data

Year

Investments value at start of July

% growth

Year

2016

Investments value at start of July

£1,000.00 

% growth

18.80%

Year

2017

Investments value at start of July

£1,187.80

% growth

6.80%

Year

2018

Investments value at start of July

£1,263.60

% growth

9.60%

Year

2019

Investments value at start of July

£1,408.18

% growth

0.90%

Year

2020

Investments value at start of July

£1,430.69

% growth

22.60%

Year

2021

Investments value at start of July

£1,763.79

% growth

-3.80%

Year

2022

Investments value at start of July

£1,686.16

% growth

10.40%

Year

2023

Investments value at start of July

£1,856.78

% growth

19.50%

Year

2024

Investments value at start of July

£2,223.96

% growth

5.30%

Year

2025

Investments value at start of July

£2,371.22

% growth

21.80%

Year

2026

Investments value at start of July

£2,887.05

% growth

TBC

Total investments value as of 01 July 2026 is £2,887.05.

Savings data

Source: MoneyFacts 12m Fixed Non ISA rates (decile 2), July 2026.

The savings figures shown are based on depositing £1,000 into a fixed rate savings account paying gross interest over 12 months.

The interest is then added to the account and re-invested each year into a series of annual fixed rate savings accounts at the rates shown.

The end value shows how the savings account has grown over the 10 years taking account of the annual compounded interest. This assumes no tax has been paid on the interest.

data

Year

Savings value at start of July

% growth

Year

2016

Savings value at start of July

£1,000.00

% growth

1.60%

Year

2017

Savings value at start of July

£1,016.00

% growth

1.45%

Year

2018

Savings value at start of July

£1,030.73

% growth

1.75%

Year

2019

Savings value at start of July

£1,048.77

% growth

1.85%

Year

2020

Savings value at start of July

£1,068.17

% growth

1.00%

Year

2021

Savings value at start of July

£1,078.85

% growth

0.75%

Year

2022

Savings value at start of July

£1,086.95

% growth

2.50%

Year

2023

Savings value at start of July

£1,114.12

% growth

5.37%

Year

2024

Savings value at start of July

£1,173.95

% growth

5.07%

Year

2025

Savings value at start of July

£1,233.47

% growth

4.25%

Year

2026

Savings value at start of July

£1,285.89

% growth

Total balance as of 01 July 2026 is £1,285.89.

AER stands for Annual Equivalent Rate. It shows what the interest rate would be if your interest was paid and compounded once each year.

Gross rate means that we will not take off tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs. To see more terms and definitions, view the glossary.

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