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Personal loans for home improvements

If you’re planning to create more space in your home for your growing family or upgrading your kitchen to something more suitable for your needs, a Bank of Scotland personal loan could be a good way of spreading the cost. A loan could also be useful for any essential repairs, like fixing your boiler for example, too.

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I’m an existing Bank of Scotland loan customer - can I borrow more?

There are two options available to you. 

You can add your additional borrowing onto your existing loan to create a new combined loan, with one monthly repayment. Or you can keep the loans separate by having a new loan running alongside your existing one - so you will have two individual repayments each month.

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I want to take control of my borrowing

If you hold existing borrowing, either with us or other lenders, keeping track of it all can sometimes be difficult. A personal loan could help make things easier by bringing all your borrowing together with just one interest rate, one fixed monthly repayment and a date when it will all be paid off.

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