Our approach to PRIVATE BANKING

  • A dedicated relationship manager working with you to ensure effortless day-to-day banking.
  • Exclusive products that offer enhanced rates and rewarding benefits.
  • Quick and convenient access to our Specialist Lending team.
  • Personal introductions to specialist partners, financial advice and tax experts.
  • You only pay fees and charges for the products and services that you choose.

Private banking. Better connected

In addition to our personal banking experience, as a customer you will also benefit from personal introductions to our other expert teams and specialist partners who can help you in the following ways

Our relationship-led approach

Whether you’re looking to become a Private Banking customer or simply make use of one of our specialist services, our approach follows the same philosophy:

We Understand

We start by listening to your needs and challenges, we then explain how we can help and what our products and services can do for you. We will also clarify any fees and charges that may apply.

We Solve

Once we understand your situation and priorities, we aim to solve your financial needs and your dedicated contact will keep you informed every step of the way.

We Support

Your dedicated contact will make sure you are happy with the service and outcome, and supports your ongoing needs.

Jess Chambers - Relationship Associate

"I’m here to take ownership of whatever the customer needs and make things happen. Having a network of Private Banking and Wealth experts at my fingertips enables me to do just that. Ultimately it comes down to providing the customer with a consistently high-quality experience"

Wealth Services

In addition to our personal banking experience, as a customer you will also benefit from personal introductions to our other expert teams and specialist partners who can help you in the following ways:

  • Specialist Lending - Financing to realise your ambitions
  • Everyday Lending - Borrowing to meet your day to day needs
  • Estate Administration - Administering an Estate when someone has died
  • Will Writing - Taking care of your wishes to pass on your wealth
  • Personal Tax Service - Making your tax return straightforward
  • Financial Advice - Creating you a wealth strategy for life
  • Inheritance Tax - Mitigating the impact of Inheritance Tax
  • Trusts Management Service - Appointing a professional Trustee

Estates, Wills, Tax and Trust services are not regulated by the Financial Conduct Authority or Prudential Regulation Authority

Clarity up front. That's our approach to fees and charges.

You only pay fees and charges for the products and services you choose.

All costs associated with any product, service or advice, together with any terms and conditions, will be fully explained to you before you proceed.

Service eligibility

Bank of Scotland Private Banking offers two levels of service:

Our Private Banking service is available to customers with £250,000 or more in savings and/or investments or a mortgage of £750,000 or more with Bank of Scotland.

And our Private Client Service is available to clients with £2 million or more in savings and/or investments or an annual income of £500,000 or more.

Bank of Scotland plc and Lloyds Bank plc are both part of Lloyds Banking Group. More information on Lloyds Banking Group can be found at www.lloydsbankinggroup.com

Bank of Scotland plc

Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 169628.

Lloyds Bank plc 

Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.