Specialist Connections

Tax services, lending and wealth management all need expert advice. But…

Finding specialists takes time and time is a luxury some people like you simply can’t afford.

Wealth Services for you

Let your dedicated contact personally introduce you to the right financial experts who can help you achieve your goals.

Tax services

Your tax affairs handled with care

  • Your tax affairs handled with care

    Tax can be complex and time-consuming - but it must be right. That’s why we provide access to one of the leading tax experts, Ernst & Young LLP (EY). They can help you complete your tax return, avoid penalties, make use of your legitimate exemptions, and ensure you pay the right amount of tax, as well as providing insightful expertise on broader and longer-term tax considerations.

    Contact us to learn more about the Personal Tax Service

  • Planning to keep your wealth in the family

    Inheritance tax can have an effect on the proportion of your Estate received by your beneficiaries. So, we’ll introduce you to a Schroders Personal Wealth Adviser who can guide you on how to mitigate some of this tax by considering using annual tax-exempt gifts, the benefits of a Trust, making a Will and saving into a child’s pension.

    Financial Advice service

Lending

Borrowing to suit your needs

  • Financing to realise your ambitions.

    You may have complex borrowing requirements. So, whether you’re looking to finance a new business venture, buy property or simply secure short-term funding, we’ll introduce you to our Specialist Lending team who’ll identify the best options to help you.

    Specialist Lending service

  • Borrowing to meet your day to day needs.

    At Bank of Scotland Private Banking we understand that the demands of modern life mean quick and convenient access to credit can be a necessity rather than a luxury. We can support you with your everyday borrowing requirements.

    How much we lend, the period and rate available are subject to our assessment of your circumstances. Specific eligibility criteria and conditions apply for certain types of lending. You must be 18 or over and a UK resident to apply. Lending is subject to status and application. Security may be required.

    Arranged Overdrafts

Wealth Management

Protecting your wealth for life

  • Planning to pass on your wealth

    Making and keeping a Will up to date is the only legal way to ensure your wishes are carried out when you die. It provides peace of mind that your wealth will be passed on to your family and friends or charities close to your heart.

    We can introduce you to the law firm Brodies LLP if you are domiciled in Scotland or Hugh James Solicitors if you are domiciled in England & Wales. So, if you want to pass on your wealth there’s no better time to make use of our Will Writing Service than now.

    Contact us to find out more about our Will Writing service

  • Professional Trustee Services

    You can appoint a Professional Trustee to help you preserve assets for future generations by setting up a trust in your lifetime or transfer an existing trust. We can introduce you to Lloyds Bank who offer a Trustee service to our customers. It is a relationship-led service covering all aspects of the administration of complex trust arrangements. This includes discretionary investment portfolios and financial planning advice where required provided in partnership with Schroders Personal Wealth.

    Contact us to find out more about our Professional Trustee Service

  • Protecting your family's lifestyle

    If your family rely on your earnings you need to ask the ‘what if’ questions - what if you become too ill to work? And what if you die? In either event the consequences could be severe for your family’s lifestyle. Thanks to our partnership with Schroders Personal Wealth they can help you put the right life insurance in place.

    Find out more about how to protect your family

  • Creating a personal financial plan for life

    Everyone has a different vision of their ideal future; the Schroders Personal Wealth financial advice service is designed to help you realise yours. You’ll be introduced to a Schroders Personal Wealth Adviser who’ll consider your life goals and current financial situation before helping you build and implement a personal financial plan aimed at meeting your objectives.

    Financial Advice service

Wills, Tax services and Estate administration services are not regulated by the FCA or PRA.

“We want nothing but the best for our customers, so we only choose to partner with experts in their field. This collaborative approach enables us to keep pace with the needs of customers and ensures they get the expertise they need, exactly when they need it – all through a single point of contact.”

 

Stephanie Laboz

Product Manager

Contact us for a personal introduction

  • Existing Customer? If you are an existing Private Banking customer, please contact us on 0345 711 1111.

    Service eligibility

    Our Specialist Lending service is available to anyone with a sole income of at least £100,000 or £250,000 or more in savings and/or investments. Fees and charges will apply.

     

    Call us

    To find out more, please call us on:

    0345 366 2727

    Calls may be monitored and recorded. Calls cost may vary depending on your service provider.

    Request a call back

    Request a convenient time for us to call you:

    Request a call back
  • Service eligibility

    Our Estate Administration Service is available where we are appointed as an Executor under the terms of a will, where an existing Executor does not feel able to act or where there is no Will in place (the latter is not available if the deceased was domiciled in Scotland).

    You do not have to be an existing customer to use our service. The gross value of the Estate must be over £80,000. This may include cash, valuables, investments or property.
     

    Call us

    To find out more, talk to one of our specialist Bereavement Advisers on:

    0800 056 0171

    Lines are open Monday to Friday, 9am – 5pm. Calls may be monitored or recorded. Call costs may vary depending on your service provider.

  • Existing Customer? If you are an existing Private Banking customer, please contact us on 0345 711 1111.

    Service eligibility

    To benefit you will need to have at least £100,000 in sole annual income and/or £100,000 in sole or joint savings, investments and/or personal pensions. Fees/Charges will apply if you take out a financial plan, product or service.

     

    Call us

    To find out more, please call us on:

    0345 366 2727

    Calls may be monitored and recorded. Calls cost may vary depending on your service provider.

    Request a call back

    Request a convenient time for us to call you:

    Request a call back

Existing Customer? If you are an existing Private Banking customer, please contact us on 0345 711 1111.

Service eligibility

Our Private Banking service is available to customers with £250,000 or more in savings and/or investments or a mortgage of £750,000 or more with Bank of Scotland.

And if you have £2 million or more in savings and/or investments or an annual income of £500,000 or more, you will be eligible for our Private Client service.
 

Call us

To find out more, please call us on:

0345 366 2727

Calls may be monitored and recorded. Calls cost may vary depending on your service provider.

Request a call back

Request a convenient time for us to call you:

Request a call back

Bank of Scotland plc and Lloyds Bank plc are both part of Lloyds Banking Group. More information on Lloyds Banking Group can be found at www.lloydsbankinggroup.com

Bank of Scotland plc
Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 169628.

Lloyds Bank plc 
Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.