Our finance solutions aim to help you achieve your goals
Lending can be used by our customers to help grow their wealth and realise their ambitions. Which is why our experts look at each lending request on an individual basis and consider every aspect of the customer’s wealth to ensure we offer them the most suitable lending terms.
Service is available to anyone with a sole income of at least £100,000 or £250,000 or more in savings / investments, excluding personal pensions or property. Fees and charges will apply.
Some of our lending solutions
Our Buy to let loan allows you to purchase property with a view to letting it out to tenants (Up to 10 Properties).
You may lose your property if you don't keep up your mortgage repayments.
Our Self-Build loans are here to assist customers who wish to build their new home or renovate their current one. Our loans are:
- Tailored to suit your specific project and time frame
- Allows you to draw down funds as and when you need them to support the project.
You could lose your home if you don’t keep up your mortgage repayments.
Our Bridging Loan is designed to help purchase your new home in advance of selling your existing home. Repayment would come from the sale proceeds of your existing home. These loans are available on an open basis where you do not have contracts exchanged for your sale or on a closed basis where contracts have been exchanged.
If you fail to repay your loan, you could lose your property if it has been secured against it.
Our Guarantor Loan allows you to guarantee a family member’s borrowing. It’s the ideal way to help the next generation take their first step onto the housing ladder.
Executors will often need to pay inheritance tax charges before the distribution of the proceeds of an estate. Our short-term Inheritance Tax Loans allow this liability to be met. The loans and interest are then repaid once the estate has been settled.
As part of Lloyds Banking group, we can introduce you to our Commercial team who can consider requests of a business nature.
Our loans have been tailored to cater for your medium to long term needs. Loans can be Interest Only, with the full amount of capital borrowed becoming payable at the end of term, or Capital and Interest repayment.
Contact us for a personal introduction
Existing Customer? If you are an existing Private Banking customer, please contact us on 0345 711 1111. Lines open 8am – 8pm, seven days a week. Not all Telephone Banking services are available 24 hours a day, seven days a week.
Our Specialist Lending service is available to anyone with a sole income of at least £100,000 or £250,000 or more in savings and/or investments, excluding personal pensions or property. Fees and charges will apply.
Making sure you get a fair deal
We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.
To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.
Please note that the Standards of Lending Practice only apply to our unsecured lending products.
Bank of Scotland plc and Lloyds Bank plc are both part of Lloyds Banking Group. More information on Lloyds Banking Group can be found at www.lloydsbankinggroup.com
Bank of Scotland plc
Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 169628.
Lloyds Bank plc
Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.