Private Banking
Lending designed around you
We would like to invite you to have a conversation with one of our specialist lending teams to discuss any borrowing requirements you may have. Our team review every lending request on an individual basis and consider every aspect of your wealth to ensure we offer you the most suitable lending terms.*
*Eligibility criteria applies, please see below.
Our Partnership with You
We want to provide you with access to Banking, Lending and relationship services through Private Banking. This short video will tell you more about the service and support on offer through Private Banking
Our approach to Specialist Lending
- We put each lending request in the hands of an expert.
- We aim to identify the most suitable solution by considering your overall wealth, income, and viability of your proposal.
- We offer flexible repayment options built around your income and planned asset disposals.
- Pricing reflects the specific proposal details.
- We can lend on an interest-only or a capital and interest basis.
- If security is required, we can consider a wide range of assets.
- Customers with large borrowing requirements benefit from a dedicated contact.
- Service is available to anyone with a sole income of at least £100,000 or £250,000 or more in savings/investments. Fees and charges will apply.
Hamish Allison - Private Banking Lending Manager
“At Bank of Scotland Private Banking, we offer our clients a bespoke Specialist Lending Service, individually shaping loans to suit their unique requirements, with a flexible approach that enables us to offer solutions that take into account their overall wealth position.*”
*How much we lend, the period and rate available are subject to our assessment of your circumstances. Specific eligibility criteria and conditions apply for certain types of lending. You must be 18 or over and a UK resident to apply. Lending is subject to status and application. Security may be required.
Some of the personal lending solutions we offer
Service eligibility
Our Specialist Lending service is available to anyone with a sole income of at least £100,000 or £250,000 or more in savings and/or investments. Fees and charges will apply
Bank of Scotland plc and Lloyds Bank plc are both part of Lloyds Banking Group. More information on Lloyds Banking Group can be found at www.lloydsbankinggroup.com.
Bank of Scotland plc
Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 169628.
Lloyds Bank plc
Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.