Products & Services


Our service offers you a range of current accounts and services to help meet your everyday banking needs.

How will the change to the Base Rate affect my savings account?

On 2nd November 2017 the Bank of England announced an increase in the Bank of England Base Rate from 0.25% to 0.50%.

Find out how this may affect you

For access to advice from a Private Banking and Advice Manager, you’ll need at least £250,000 in savings, investments and/or personal pensions and/or a sole annual income of at least £250,000.
Before we provide you with any services or products, we will explain and agree with you what advice can be given, the products and services this advice covers and any charges that will apply.

Learn more

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Banking

Our current accounts make it easy to handle your day-to-day finances.

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Savings

We have a range of savings accounts offering attractive interest rates built around you.

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Lending

We offer both short and long term funding to meet your borrowing needs. Lending is subject to our assessment of your circumstances.

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Investments

Our team of experts can also help with structuring your investments efficiently.

FINANCIAL ADVICE

Our Private Banking and Advice Managers will take time to understand your goals and aspirations, and then create a personalised financial plan. Where appropriate, they will offer advice on products and solutions.

Before we provide you with any services or products, we will explain and agree with you what advice can be given, the products and services this advice covers and any charges that will apply.

Advised services

Advised services are provided by Bank of Scotland plc or Lloyds Bank plc dependent upon the nature of the advice. Our recommendations will be based on our understanding of your personal circumstances and plans at the time that we provide you with advice. For Advised services, we will advise and make a recommendation for you after we have assessed your needs. We only offer selected products from a limited number of companies.

You can find out more about adviser fee charging and professional standards by visiting the FCA.

Non-advised services

Non-advised services are provided by Bank of Scotland plc in relation to banking, savings and lending products. For non-advised services, you will not receive advice or a recommendation from us and you will need to make your own choice about how to proceed.

If You're an existing client

If you're an existing Bank of Scotland Private Banking client, and would like to get in touch, please contact your local Private Banking office, or call 0345 711 1111. Lines open 7am - 11pm, seven days a week, including Bank Holidays.

Video appointment

Have a one-to-one conversation with your Private Banking and Advice Manager through your PC, laptop or tablet (depending on the device), with the facility to share documents securely together.

BECOME A CLIENT

To arrange an appointment with one of our Private Banking and Advice Managers book an appointment online or call us. Lines are open Monday to Friday from 09:00 to 17:00 (Tuesday and Thursday until 19:00) and Saturday from 09:00 to 13:00, excluding Bank Holidays.

Calls may be monitored and recorded. Local call charges apply to calls from UK landlines, and may be higher for calls from mobile phones, or from abroad.

Appointment form

Please complete our form to request an appointment with a Private Banking and Advice Manager

BY PHONE

If you would prefer to arrange your appointment by phone, please call us on:

INTERNET & MOBILE BANKING

Our Internet and Mobile Banking service lets you monitor and manage your finances at a time that suits you.

TELEPHONE BANKING

Our Scotland based Private Banking Telephone Banking Service is there to help with your day-to-day banking needs.

private banking offices

We have a number of Private Banking offices in Scotland and England.