Lending designed around you
We would like to invite you to have a conversation with one of our specialist lending teams to discuss any borrowing requirements you may have. Our team review every lending request on an individual basis and consider every aspect of your wealth to ensure we offer you the most suitable lending terms.*
*Eligibility criteria applies, please see below.
Our approach to Specialist Lending
- We put each lending request in the hands of an expert.
- We aim to identify the most suitable solution by considering your overall wealth, income, and viability of your proposal.
- We offer flexible repayment options built around your income and planned asset disposals.
- Pricing reflects the specific proposal details.
- We can lend on an interest-only or a capital and interest basis.
- If security is required, we can consider a wide range of assets.
- Customers with large borrowing requirements benefit from a dedicated contact.
- Service is available to anyone with a sole income of at least £100,000 or £250,000 or more in savings/investments. Fees and charges will apply.
Hamish Allison - Private Banking Lending Manager
“At Bank of Scotland Private Banking, we offer our clients a bespoke Specialist Lending Service, individually shaping loans to suit their unique requirements, with a flexible approach that enables us to offer solutions that take into account their overall wealth position.*”
*How much we lend, the period and rate available are subject to our assessment of your circumstances. Specific eligibility criteria and conditions apply for certain types of lending. You must be 18 or over and a UK resident to apply. Lending is subject to status and application. Security may be required.
Some of the personal lending solutions we offer
If you are an existing Private Banking customer please contact us on 0345 711 1111.
If not and you are interested to find out more, please contact our team using the details below:
Call us on:
0345 366 2727
Calls may be monitored and recorded. Call costs may vary depending on your service provider.
Request a convenient time for us to call you
Bank of Scotland Private Banking offers two levels of service:
Our Private Banking service is available to customers with £250,000 or more in savings and/or investments or a mortgage of £750,000 or more with Lloyds Bank.
And our Private Client Service is available to clients with £2 million or more in savings and/or investments or an annual income of £500,000 or more.