Choose Your Own Investments

Whether you want to build a portfolio or buy and sell regularly, we offer a range of accounts to help you invest in the stock market.

The value of an investment can fall as well as rise, and you may get back less than you invest. If you are not sure about investing, seek independent advice. Tax treatment depends on personal circumstances and may be subject to change.

Account name

Features and Benefits

Charges

Account name

Features and Benefits

  • Use your £20,000 annual ISA allowance to benefit from no capital gains tax on any profit, and no income tax on dividends.
  • You can choose from a wide range of investments such as shares, funds and Exchange Traded Funds (ETFs).
  • 0% initial charge on all funds.

Charges

  • Annual admin charge: £12.50 per year.
  • Real-time online trades: £12.50 dealing commission per trade.
  • Regular investment service: £2 dealing commission per trade.

Account name

Features and Benefits

  • Pay no annual admin charge.
  • You can choose from a wide range of investments such as shares, funds and Exchange Traded Funds (ETFs).
  • 0% initial charge on all funds.

Charges

  • Real-time online trades: £12.50 dealing commission per trade.
  • Regular investment service: £2 dealing commission per trade.

Account name

Features and Benefits

  • Benefit from no Capital Gains Tax or Income Tax on your pension investments.
  • You can receive up to 45% tax relief on your pension contributions.
  • 0% initial charge on all funds.

Charges

  • Quarterly account charge: £22.50 for a SIPP value of £50,000 or less. £45 for a value of more than £50,000.
  • Real-time online trades: £12.50 dealing commission per trade.
  • Regular investment service: £2 dealing commission per trade.

Account name

Features and Benefits

  • Pay no annual admin charge.
  • You can invest in UK shares, or track the market with an Exchange Traded Fund (ETF).
  • Personalise up to 6 different ShareBuilder accounts by changing the name.

Charges

  • Real-time online trades: £12.50 dealing commission per trade.
  • Regular investment service: £2 dealing commission per trade.

Looking for a simpler option? Choose from our 3 ready-made investments

If you want something simpler, or don’t want to select your own stocks and shares, we also offer ready-made investments.

  • Simple – A choice of 3 ready-made investments (low, medium or high risk funds).
  • Diverse – These funds include a mix of investment types such as shares, bonds, property and more.
  • Versatile – Invest in either an Investment ISA or Investment Account.
Find out moreabout Ready-made investments
Bank of Scotland | Share Dealing | Our accounts

Bank of Scotland Share Dealing Service is operated by Halifax Share Dealing Limited. Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.