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Free everyday banking when you stay in credit, plus add Vantage to earn interest.
Our account that offers you a range of benefits for £10 per month.
An account packed with benefits, all in one place for £21 per month.
Benefits are supplied by a third party provider
We'll manage your money while you concentrate on study.
For 11 to 15 year olds who want to spend, save and learn with parental oversight.
Straightforward personal banking for 11-17 year olds.
A no-strings account with basic banking functions.
Arranged overdrafts are subject to application and approval and repayable on demand. You must be 18 or over to apply. Arranged overdraft limits and interest rates vary based on your individual circumstances.
AER is Annual Equivalent Rate - this illustrates what the interest rate would be if interest was paid and compounded once each year. This allows individuals to compare more easily what return they can expect over time.
Gross rate means that no tax will be automatically deducted from interest on your behalf. You are responsible for paying any tax due to HMRC.
Account opening is subject to our assessment of your circumstances and to you meeting all eligibility conditions. You must be 18 or over to apply (aged 11 - 18 for the Under 19s Account and 17 or over for Student Account).
Any overdraft we agree is repayable on demand, including any interest and is subject to application and approval . You must 18 years old or over to apply.
1 To be eligible for Everyday Offers you need to be over 18, have a Bank of Scotland current account, a Bank of Scotland debit and/or credit card and be registered for Internet Banking. Once you’ve activated Everyday Offers, just activate each offer to earn cashback on your next purchase.
Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.