Mortgages help and guidance

We understand mortgages can seem complicated and that you're bound to have a lot of questions.

We are proud to offer mortgages provided by Halifax

We've produced a comprehensive Frequently asked questions section that should provide you with the answers you need.

Read our frequently asked questions (FAQs)


Want to understand mortgages a little better?

At Bank of Scotland we are proud to offer our customers mortgages provided by the Halifax, who have over 160 years' experience helping people own their homes.

You can find out more detailed information on the general basics of mortgages, and the particular features of Halifax mortgages, on the Halifax website.

Help and guidance


First home Fund and government schemes

Bank of Scotland supports government schemes including First Home Fund and Shared Ownership. Find out if there’s a scheme that could help you make your move.

Government schemes

You could lose your home if you don't keep up your mortgage repayments