Credit Cards
Take a look at our great range of Bank of Scotland credit cards below. Whether you want one for everyday spending, travel or a balance transfer, use the filter to find the card that’s right for you.
View our choosing a credit card guide and video
Bank of Scotland Platinum Balance Transfer Card
0% Purchase and Balance Transfer
20 Month Purchase and Balance Transfer
Your X balance transfer
Time to pay
X
Fee + Interest
X
Your X spend
Time to pay
X
Fee + Interest
X
Balance transfer offer
0% for up to 20 months
on balance transfers made within 90 days of account opening
Balance transfer fee
3%
on balance transfers made within 90 days of account opening
Purchase rate offer
0% for 20 months
from account opening
Representative example
Most successful applicants will get:
- a variable annual purchase rate of
- 19.95% p.a.
- and a variable representative
- 19.9% APR
- based on borrowing:
- £1200 over 12 months
Credit limits and interest rates will vary based on your individual circumstances.
Bank of Scotland Platinum Balance Transfer Card
Low Fee 0% Balance Transfer
24 Month Balance Transfer
Your X balance transfer
Time to pay
X
Fee + Interest
X
Your X spend
Time to pay
X
Fee + Interest
X
Balance transfer offer
0% for up to 24 months
on balance transfers made within 90 days of account opening
Balance transfer fee
1.5% after refund
on balance transfers made within 90 days of account opening (3% initially charged)
Purchase rate offer
0% for 12 months
from account opening
Representative example
Most successful applicants will get:
- a variable annual purchase rate of
- 19.95% p.a.
- and a variable representative
- 19.9% APR
- based on borrowing:
- £1200 over 12 months
Credit limits and interest rates will vary based on your individual circumstances.
Bank of Scotland Low Rate Credit Card
Low rate
The low-interest credit card that can be your perfect shopping partner
Your X balance transfer
Time to pay
X
Fee + Interest
X
Your X spend
Time to pay
X
Fee + Interest
X
Balance transfer offer
N/A
Balance transfer fee
0%
on balance transfers made within 90 days of account opening
Purchase rate offer
N/A
Representative example
Most successful applicants will get:
- a variable annual purchase rate of
- 6.45% p.a.
- and a variable representative
- 6.4% APR
- based on borrowing:
- £1200 over 12 months
Credit limits and interest rates will vary based on your individual circumstances.
Bank of Scotland Classic Credit Card
Classic Credit Card
A credit card for customers with a good credit rating but who may not be eligible for the main range of Bank of Scotland credit cards
Your X balance transfer
Time to pay
X
Fee + Interest
X
Your X spend
Time to pay
X
Fee + Interest
X
Balance transfer offer
0% for up to 18 months
on balance transfers made within 90 days of account opening
Balance transfer fee
3%
on balance transfers made within 90 days of account opening
Purchase rate offer
0% for 9 months
from account opening
Representative example
Most successful applicants will get:
- a variable annual purchase rate of
- 27.95% p.a.
- and a variable representative
- 27.9% APR
- based on borrowing:
- £1200 over 12 months
Credit limits and interest rates will vary based on your individual circumstances.
Bank of Scotland Credit Cards are issued by Bank of Scotland plc, Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 169628.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.