A pair of adult sneakers and child snkeakers, next to each other on a wooden floor.

Credit Cards

Check if you can be pre-approved with One Check:

  • See your estimated credit limit up front.
  • We’ll tell you if you’re pre-approved for any cards.
  • It won't affect your credit score.

Check now
A pair of sneakers.

What's your new Bank of Scotland credit card for?

Everyday spending

An everyday credit card could help with your day-to-day budgeting. Usually come with a low rate on purchases. 

Everyday spending credit cards

Balance transfers

Move credit and some store card balances to a balance transfer credit card. Transfer fees may apply.

Balance transfer credit cards

Large purchase

A large purchase credit card may help you spread the cost of purchases. They often have an introductory offer.

Large purchase credit cards

Check if you're eligible

 

 

Already with Bank of Scotland

Scan the QR code to get the app.

You must be registered for online banking to apply in the app.

Once you're in, select Apply then Credit cards.

 

 
 

Check online

Check your eligibility for a credit card and get an estimated credit limit. This won't impact your credit score, and there's no obligation to apply.
 

Check your eligibility

Already with Bank of Scotland

You must be registered for online banking to apply in the app.

Once you're in, select Apply then Credit cards.

Get the app

Check online

Check your eligibility for a credit card and get an estimated credit limit. This won't impact your credit score, and there's no obligation to apply.
 

Check your eligibility

A look at the details

Credit card support

Existing credit card customers

Visit our existing customer hub for flexible ways to manage your credit card.

Existing customer help

Credit card help and guidance

Want to learn more about credit cards? Our guides can get you up to speed.

Credit card guidance

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Money worries

With the rising cost of living, it's natural to worry about your money. We’re here to help.
 

Help with your finances

Your Credit Score

Check your credit score for free, with no impact on your credit file.
 

Check Your Credit Score

Borrowing options

When borrowing money, you need to make the right choice for you and your circumstances.

Borrowing options