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Large purchase credit cards
If it’s time to buy a more expensive item, a large purchase credit card could help you spread the cost.
Check your eligibility for a credit card and get an estimated credit limit. This won't impact your credit score, and there's no obligation to apply.
How a large purchase credit card might work for you
Usually comes with an introductory offer rate on purchases.
They can be an effective way of funding planned bigger items or projects.
Better protection on larger purchases than with a debit card.
Things to consider
- Only borrow what you can afford to pay back each month.
- Make sure the credit card limit suits your needs.
- Try to pay back what you've spent in full each month, so you don't have to pay interest on what you've borrowed.
Features you’d expect – as standard
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Register online to check your balance, review transactions, make payments, request transfers and lots more on your computer, phone or tablet.
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You won’t be charged for transactions you didn’t authorise. You’ll need to let us know if you notice anything unusual, or if you lose your card.
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Make repayments through your bank, using your debit card, or set up a regular Direct Debit to take care of it automatically.
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You can call us if you need to talk to us about something on your account.
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Make secure payments with your card wherever you see the contactless symbol. Or add your card to your phone, to make paying even quicker.
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Get your statements delivered online instead of through your letterbox.
Check if you're eligible
Already have a credit card with Bank of Scotland?
Visit the customer hub to find out about flexible ways to help manage your credit card.
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