Refinancing your car with Bank of Scotland could help you lower your monthly repayments or spread the cost of a final lump sum.
What is car refinancing?
Car refinancing is the process of taking out a new finance agreement to pay off the outstanding balance on an existing car finance agreement, usually with a new lender.
Why refinance your car with Bank of Scotland?
Bank of Scotland customers can switch their current HP or PCP car finance from elsewhere to us with no credit checks required.
Customers can then choose to switch to either Fixed Car Finance (HP) or Flex Car Finance (PCP) with us.
How it works
- Get your quote: Log on to Internet Banking and tell us about your car and current finance. Ask your provider for a settlement quote so that you can use accurate information.
- See your decision: Find out if you're approved in a few minutes.
- Make your switch: Email your settlement figure, so we can switch you to us.
Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.