opens in new window

Car Insurance

Escape to the highlands. You can feel confident our car insurance has you covered.

Person next to car

Bank of Scotland Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited. When getting a quote online you’ll be taken to BISL Limited’s online site with a new privacy and cookie policy.

Already got a quote? You can retrieve it online

All we need is your surname, date of birth and quote reference number. If you'd like to speak to us about your quote, please call 0330 018 4175.

We're open Monday-Friday 8am-8pm, Saturday 8am-6pm, Sunday and Bank Holidays 10am-4pm.

Retrieve your quote Retrieve your quote (Opens in a new tab)

Internet Banking

As an Internet Banking customer you can get a quote and buy a new policy through your Internet Banking.

Log on to get a quote Log on to Internet Banking

9 out of 10 customers would be likely to recommend Bank of Scotland Car Insurance.

Based on a survey of new Bank of Scotland Car Insurance customers between 1st December 2022 and 31st May 2023, 2,930 of 3,173 customers scored us 7 or more out of 10, therefore 92% (9 out of 10) are likely to recommend us to a friend or family member.

What our customers have to say

“A very easy process from start to finish.”

 

“Really pleased I looked at the Bank of Scotland for this insurance.”

 

Take a closer look at Bank of Scotland Car Insurance​

Whether you’re looking for Comprehensive cover that offers additional benefits, Third Party, Fire and Theft or car Insurance. We can help you find the right level of car insurance to suit your needs. ​

Important information: Terms, conditions and exclusions apply to all benefits. In the event of a claim normal Excess applies and No Claims Discount may be affected. For more information please refer to the relevant Insurance Product Information Document Comprehensive (PDF, 118KB), Third Party, Fire and Theft (PDF, 5.5MB), Third Party (PDF, 5.5MB). 

 

Comprehensive​

Offers you the greatest level of protection and benefits. ​

  • 3 years guarantee on approved claims repairs​
  • courtesy car​
  • new car replacement​
  • Vandalism Cover​
  • 60 Days European Union Cover​
  • 24/7 My Account access
  • 24/7 emergency Claims Helpline

Third Party, Fire and Theft​

Offers you basic cover with the added benefits of covering you if your car is stolen or damaged by fire. 

  • 60 Days European Union Cover​
  • 24/7 My Account access
  • 24/7 Emergency Claims Helpline​

Third Party​

Third Party cover is the most basic level of cover. It provides cover in the event of a car accident where someone else’s car or property is damaged.

  • ​60 Days European Union Cover​
  • 24/7 My Account access
  • 24/7 Emergency Claims Helpline​

Register for online banking

Electric cars

With the move to the next generation of vehicles, our car insurance ensures you will be covered and provides the following benefits: 

  • Battery cover- whether your battery is leased or owned we’ll cover accidental damage, fire and theft.
  • Cable cover- your charging cable is covered for accidental damage, fire and theft. 

A range of optional extras are available and with RAC Breakdown Cover all vans carry charging units to help you get back on the road should you run out of charge.

Some manufacturers may require you to have separate battery insurance.

Optional Extras​

Do you want extra peace of mind? You can upgrade your car insurance policy by choosing from a range of additional cover options. Here are the optional extras you can choose from:​

Terms, conditions and exclusions apply to all benefits. In the event of a claim normal Excess applies and No Claims Discount may be affected.


See Optional Extras​

Get a quote by phone

If you'd prefer to speak to someone, you can also call to get a quote.

Get a quote by phone - 0330 018 2884

Lines are open Monday-Friday 8am-8pm, Saturday 8am-6pm, Sunday and Bank Holidays 10am-4pm.

You can call us using Relay UK if you have a hearing or speech impairment. If you want to communicate with one of our representatives add 18001 before the number you require. There's more information on the Relay UK help pages.

Existing Bank of Scotland Car Insurance customers​

99% of our customers have set up online servicing to view their policy information and make policy changes such as amending vehicle.*

 

If you’re an existing customer, you can access My Account. With My Account you will be able to make changes to your car insurance policy online.  

 

You’ll also find helpful information on how to make a car insurance claim. We have answered some of the most frequently asked questions about claims too. 

 

See Existing Customers

 

*Based on the total number of Bank of Scotland Car Insurance customers as at 31st May 2023 who had set up 'My Account' online servicing (excluding amendments to Add Ons, Excesses, or change of Main Driver/Registered Keeper).

Person sitting in a parked car, looking at their phone

Ukraine crisis

If you are using your vehicle in the UK to support the humanitarian crisis unfolding in Ukraine and have Bank of Scotland car insurance cover, you do not need to tell us about your change in circumstance or amend your policy. You’ll continue to be covered by your existing policy.

Help and information

Bank of Scotland Car Finance

If you’re in the market to buy a new or used car, or to switch your current car finance, have a look at our car finance options.
 

Find out more about car finance