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If your returns are lower than the inflation rate, your money may be worth less in the future.
Benefits |
Investment ISA |
General Investment Account |
---|---|---|
BenefitsGains free from tax |
Investment ISAYes (within ISA allowance) |
General Investment AccountNo |
BenefitsCurrent contribution limit per tax year |
Investment ISA£20,000 (subject to change) |
General Investment AccountNo limit |
BenefitsLifetime limit |
Investment ISANo limit |
General Investment AccountNo limit |
BenefitsWithdrawals at any time |
Investment ISAYes |
General Investment AccountYes |
For more information about the three funds, you can read Our fund range and investments (PDF, 254KB) guide. It contains details of how the funds are managed, their objectives and risks, and a detailed breakdown of the charges.
Investments are sold at a minimum value of £10. All remaining sales proceeds, after the £3 fee has been paid, will be held as cash in your account and will be used to contribute to future monthly fees.
There is a flat-rate service fee of £3 a month.
Ongoing charge and Transaction costs are calculated on an ongoing basis and built into the value of the fund.
If your investment was worth |
Progressive Managed Growth (£3 monthly + 0.33%) |
Balanced Managed Growth (£3 monthly + 0.35%) |
Progressive Managed Growth (£3 monthly + 0.38%) |
---|---|---|---|
If your investment was worth£1,000 |
ProgressiveManaged GrowthFund 2(£3 monthly + 0.33%)£39.30 |
BalancedManaged GrowthFund 4(£3 monthly + 0.35%)£39.50 |
ProgressiveManaged GrowthFund 6(£3 monthly + 0.38%)£39.80 |
If your investment was worth£5,000 |
ProgressiveManaged GrowthFund 2(£3 monthly + 0.33%)£52.50 |
BalancedManaged GrowthFund 4(£3 monthly + 0.35%)£53.50 |
ProgressiveManaged GrowthFund 6(£3 monthly + 0.38%)£55.00 |
If your investment was worth£10,000 |
ProgressiveManaged GrowthFund 2(£3 monthly + 0.33%)£69.00 |
BalancedManaged GrowthFund 4(£3 monthly + 0.35%)£71.00 |
ProgressiveManaged GrowthFund 6(£3 monthly + 0.38%)£74.00 |
If your investment was worth£20,000 |
ProgressiveManaged GrowthFund 2(£3 monthly + 0.33%)£102.00 |
BalancedManaged GrowthFund 4(£3 monthly + 0.35%)£106.00 |
ProgressiveManaged GrowthFund 6(£3 monthly + 0.38%)£112.00 |
The data in the below table and performance chart refer to the past, and past performance is not a reliable indicator of future results. The performance data includes the ongoing charge and all transaction costs within the fund, but does not include the £36 account fee.
Source of data: FE Fundinfo
The above graph shows the percentage change of the funds since launch. This is to help you understand how the funds have performed over the longer term.
Please remember that the data in the above performance graph and the below table refer to the past, and past performance is not a reliable indicator of future results.
The Last Available Price for each fund is shown below the graph and this is usually the price from the previous trading day. If you decide to invest in one of our funds, your trade will be sent to the Fund Manager and you will get the price given on the next available valuation point for this fund, which could be higher or lower than the price shown above.
Date |
Cautious
Managed Growth Fund 2 |
Balanced
Managed Growth Fund 4 |
Progressive
Managed Growth Fund 6 |
---|---|---|---|
Date31st Dec 2021 – 31st Dec 2022 |
Cautious Managed Growth Fund 2-12.3% |
Balanced Managed Growth Fund 4-8.9% |
Progressive Managed Growth Fund 6-7.0% |
Date31st Dec 2020 – 31st Dec 2021 |
Cautious Managed Growth Fund 23.5% |
Balanced Managed Growth Fund 48.2% |
Progressive Managed Growth Fund 612.5% |
Date31st Dec 2019 – 31st Dec 2020 |
Cautious Managed Growth Fund 24.0% |
Balanced Managed Growth Fund 42.3% |
Progressive Managed Growth Fund 61.9% |
Date |
|
---|---|
Date31st Dec 2018 – 31st Dec 2019 |
Our funds weren’t launched until 16th September 2019. |
Date31st Dec 2017 – 31st Dec 2018 |
Our funds weren’t launched until 16th September 2019. |
Bank of Scotland Ready-Made Investments are provided by Embark Investments Services Limited (‘Embark’) and invest in assets managed by Scottish Widows Unit Trust Managers Limited. If you choose to invest, we will share your details with Embark. This is to help us during the application process.
Investments with Bank of Scotland Share Dealing are protected up to a total of £85,000 by the Financial Services Compensation Scheme. This limit is applied to the aggregated total of any stock or cash held across the following brands that we administer.
This is in addition to any other savings deposits you may hold across Lloyds Banking Group.