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Ready to buy your first home? We understand it's a huge step - but we're here to help.
You can apply for a first time buyer mortgage of up to 95% of the property’s value. Find out if you qualify.
At Bank of Scotland we're proud to offer our customers mortgages by Halifax, who have over 160 years' experience helping people own their homes.
Once you have your agreement in principle from Halifax, you'll need to speak to a qualified mortgage adviser to get a personalised recommendation on the mortgage term, product and rate that is right for you.
To begin your full mortgage application call us.