If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. To help find the right solution for your needs you can use our coronavirus support tools for credit cards and loans and for Halifax mortgages. If you have a Bank of Scotland mortgage, find out more here.

We are proud to offer mortgages provided by Halifax

Your mortgage could cost less than you think

You could lose your home if you don't keep up your mortgage repayments

Here to help customers impacted by Coronavirus.

If the coronavirus (COVID-19) has had an impact on your income, you might be concerned about keeping up with your mortgage payments. We’ve made it quick and easy to ask for a payment holiday, if you need it.
 

Your Bank of Scotland mortgage

Your Halifax mortgage

FCA Investigation into Mortgage Arrears between 2011 –2015.

Buying your first home

We can help give you the confidence to step on to the property ladder.

Find out moreabout first time buyer mortgages

Moving home

Find the right mortgage for your new home.

Find out moreabout moving home mortgages

Move your mortgage to us

Looking for a better mortgage rate?

Find out moreCompare our mortgage rates

Halifax mortgage prize draw

Find out about the Halifax mortgage prize draw, if you’re eligible and how to register. Mortgage prize draw rules apply.

Find out more

Existing customer?

If you have an existing Bank of Scotland or Halifax mortgage you can find out about the range of deals we have and how you can manage your mortgage.

Speak with an adviser

You can speak to one of our mortgage advisers in person, or over the phone.

Call us on 0345 300 2297
Mon-Fri 9am - 8pm
Sat 9am - 4pm

If you want to speak to an adviser in branch you'll need to book an appointment.

Time to remortgage?

Get a little extra help with our Remortgage Service. On selected remortgages:

  • we'll pay our own legal fees
  • we wont charge you for a valuation fee

Bank of Scotland offers Halifax mortgages

Heard talk of a Bank of England rate change?

Changes in the Bank of England Bank Rate could affect your mortgage. What may happen to your mortgage repayments?

Existing Bank of Scotland mortgage customers

Existing Halifax mortgage customers