The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

We are proud to offer mortgages provided by Halifax

Your mortgage could cost less than you think
Mortgages

Your mortgage could cost less than you think

If you’re looking to buy a new home, use the Halifax mortgage calculator to explore our deals and how much you could borrow.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Here to help customers impacted by Coronavirus.

If the coronavirus (COVID-19) has had an impact on your income, you might be concerned about keeping up with your mortgage payments. We’ve made it quick and easy to ask for a payment holiday, if you need it.
 

Your Bank of Scotland mortgage

Your Halifax mortgage

Bank of England base rate announcement

Find out about the Bank of England base rate, how a change in rate could affect your mortgage.

Buying your first home

We can help give you the confidence to step on to the property ladder.

Find out moreabout first time buyer mortgages

Moving home

Find the right mortgage for your new home.

Find out moreabout moving home mortgages

Move your mortgage to us

Looking for a better mortgage rate?

Find out moreCompare our mortgage rates

Halifax mortgage prize draw

Find out about the Halifax mortgage prize draw, if you’re eligible and how to register. Mortgage prize draw rules apply.

Find out more

Existing customer?

If you have an existing Bank of Scotland or Halifax mortgage you can find out about the range of deals we have and how you can manage your mortgage.

Speak with an adviser

You can speak to one of our mortgage advisers in person, or over the phone.

Call us on 0345 300 2297
Mon-Fri 9am - 8pm
Sat 9am - 4pm

If you want to speak to an adviser in branch you'll need to book an appointment.

Time to remortgage?

Get a little extra help with our Remortgage Service. On selected remortgages:

  • we'll pay our own legal fees
  • we wont charge you for a valuation fee

Bank of Scotland offers Halifax mortgages

Heard talk of a Bank of England rate change?

Changes in the Bank of England Bank Rate could affect your mortgage. What may happen to your mortgage repayments?

Existing Bank of Scotland mortgage customers

Existing Halifax mortgage customers