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Account |
Interest |
Minimum opening balance |
How long the account stays open |
Withdrawals |
More information |
---|---|---|---|---|---|
Account |
Interest 3.70% AER/3.64% tax free variable monthly if you make three or less withdrawals. 1.05% AER/1.04% tax free variable monthly if you make four or more withdrawals. Interest is paid monthly. |
Minimum opening balance £1 |
How long the account stays open Until the end of the fixed term. Then your account will change to an ISA Saver. |
Withdrawals Unlimited. If you make four or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
More information You need a Bank of Scotland current account with Vantage to open this account. |
Account This account gives you a fixed rate of interest. |
Interest 3.95% AER/tax free fixed for the 1 year term. 3.65% AER/tax free fixed for the 2 year term.
An extra 0.05% AER/tax free for the one year term or 0.10% AER/tax free for the two year term will be added if you already have a Bank of Scotland personal current account that has been opened for a minimum of 40 days.
Choose to have interest paid after each year or each month. |
Minimum opening balance £500 |
How long the account stays open Until the end of the fixed term. Then your account will change to an ISA Saver. |
Withdrawals None. You can close the account early or transfer money to another ISA but you would be charged. |
More information |
Account The flexible way to make the most of your ISA allowance. |
Interest 1.15% AER/tax free on balances from £1 - £9,999. 1.25% AER/tax free on balances from £10,000 - £49,999. 1.60% AER/tax free on balances of £50,000 or more. Interest is variable and paid after a year. Rate applies to the full balance. |
Minimum opening balance £1 |
How long the account stays open 1 year. Then your account will change to an ISA Saver. |
Withdrawals Unlimited. |
More information |
Account Long term tax-free savings for children. |
Interest 2.85% AER/tax free variable. Interest is paid after each year. |
Minimum opening balance £1 |
How long the account stays open Until the child's 18th birthday. Then the account will change to an adult Access Cash ISA. |
Withdrawals None until the child is 18. |
More information |
Account If you have a Fixed Cash ISA, Access Cash ISA, or Advantage ISA Saver with us, it will change into this account at the end of its term. |
Interest 1.30% AER/tax free on balances from £1 - £9,999. 1.35% AER/tax free on balances from £10,000 - £49,999. 1.80% AER/tax free on balances of £50,000 or more. The interest rate is variable. The rate applies to the full balance. Your interest frequency will stay the same as it was on your previous account. |
Minimum opening balance £1 |
How long the account stays open No end date |
Withdrawals Unlimited |
More information You cannot apply directly for this account |
For a definition of AER, tax free and other terms please view our savings glossary.
Tax treatment depends on your individual circumstances and may change.