Compare Cash ISAs

Choose from our range of cash ISAs

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Information on range of cash ISAs

Account

Interest

Minimum opening balance

How long the account stays open

Withdrawals

More information

Account

Interest

4.00% AER/3.93% tax free variable monthly if you make three or less withdrawals. 

1.35% AER/1.34% tax free variable monthly if you make four or more withdrawals.

Interest is paid monthly.

Minimum opening balance

£1

How long the account stays open

Until the end of the fixed term. Then your account will change to an ISA Saver.

Withdrawals

Unlimited. If you make four or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year.

More information

You need a Bank of Scotland current account with Vantage to open this account.

Advantage ISA Saver

Account

Fixed Cash ISA

This account gives you a fixed rate of interest.

Interest

4.15% AER/tax free fixed for the 1 year term.

4.00% AER/tax free fixed for the 2 year term.

 

An extra 0.20% AER/tax free for the 1 year term or 0.05% AER/tax free for the 2 year term will be added if you already hold a Bank of Scotland Personal Current Account that has been open for a minimum of 40 days.

 

Choose to have interest paid after each year or each month.

Minimum opening balance

£500

How long the account stays open

Until the end of the fixed term. Then your account will change to an ISA Saver.

Withdrawals

None. You can close the account early or transfer money to another ISA but you would be charged.

More information

Account

Access Cash ISA

The flexible way to make the most of your ISA allowance.

Interest

1.45% AER/tax free on balances from £1 - £9,999.

1.50% AER/tax free on balances from £10,000 - £49,999. 

1.80% AER/tax free on balances of £50,000 or more.

Interest is variable and paid after a year. Rate applies to the full balance.

Minimum opening balance

£1

How long the account stays open

1 year. Then your account will change to an ISA Saver.

Withdrawals

Unlimited.

More information

Account

Junior Cash ISA

Long term tax-free savings for children.

Interest

3.15% AER/tax free variable.

Interest is paid after each year.

Minimum opening balance

£1

How long the account stays open

Until the child's 18th birthday. Then the account will change to an adult Access Cash ISA.

Withdrawals

None until the child is 18.

More information

Account

ISA Saver

If you have a Fixed Cash ISA, Access Cash ISA, or Advantage ISA Saver with us, it will change into this account at the end of its term.

Interest

1.45% AER/tax free on balances from £1 - £9,999.

1.50% AER/tax free on balances from £10,000 - £49,999.

1.80% AER/tax free on balances of £50,000 or more.

The interest rate is variable. The rate applies to the full balance. Your interest frequency will stay the same as it was on your previous account.

Minimum opening balance

£1

How long the account stays open

No end date

Withdrawals

Unlimited

More information

You cannot apply directly for this account

ISA Saver

For a definition of AER, tax free and other terms please view our savings glossary.

Tax treatment depends on your individual circumstances and may change.

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Our straight-forward options could provide a higher return than saving. Choose from our three ready-made funds and let the experts do the rest.

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Important information

Rates of interest are subject to change. You can check when our rates have changed.

Your money is protected

The Financial Services Compensation Scheme (FSCS) protects eligible deposits with us. To find our more you can visit our FSCS page, or the FSCS' website.

FSCS Protected