Access Saver

0.20% gross/AER variable rate for 1 year.

Interest is paid after a year.

£1

1 year. Then your account will change to an Instant Access Savings Account. See Instant Access Savings Account interest rates (PDF).

Unlimited

You can have up to five Access Saver accounts. You can name each one to help you save for different things.

Access Saver

Monthly Saver

2.00% gross/AER fixed.

Interest is paid after a year.

£25 to £250 a month

1 year. Then your account will change to an Access Saver.

Unlimited

Monthly Saver

Children's Saver

2.00% AER/1.98% gross on balances of £1-£5,000.

0.20% AER/0.20% gross on any excess above £5,000.

Interest is paid monthly and is variable.

£1

Until the child's 16th birthday. Then the account will change to an adult Access Saver.

Unlimited

Children's Saver

Help to Buy: ISA

1.50% tax free/AER variable.

Interest is paid after each year.

You could also get a bonus from the Government.

Up to £200 per month. In the first month you can save an extra £1,000.

Close your account in branch or by post when you're ready to purchase your first UK property and claim your bonus through your conveyancer.

Unlimited, but you won’t be able to claim your Help to Buy: ISA Government bonus on any funds withdrawn.

Help to Buy: ISA

Access Cash ISA

0.20% tax free/AER variable rate for 1 year.

Interest is paid after a year.

£1

1 year. Then your account will change to an ISA Saver. See ISA Saver interest rates (PDF).

Unlimited

Access Cash ISA

Fixed Cash ISA

0.55% tax free/AER fixed for the 2 year term.

Choose to have interest paid after each year or each month.

£500

Until the end of the fixed term. Then your account will change to an ISA Saver. See ISA Saver interest rates (PDF).

None. You can close the account early or transfer money to another ISA but you would be charged.

Fixed Cash ISA

Junior Cash ISA

2.50% tax free/AER variable.

Interest is paid after each year.

£1

Until the child's 18th birthday. Then the account will change to an adult Access Cash ISA.

None until the child is 18.

Junior Cash ISA

Fixed Rate Bond

0.55% gross/AER fixed for the 2 year term.

Choose to have interest paid after each year or each month.

£2,000

Until the end of the fixed term. Then your account will change to an Instant Access Savings Account. See Instant Access Savings Account interest rates (PDF).

None. You can close the account early but you would be charged.

Fixed Rate Bond