Bank of Scotland savings accounts
Choose the account that suits you best.
|
Account name |
Interest |
Minimum Opening Balance |
How long the account stays open for |
Withdrawals |
Find out more |
|---|---|---|---|---|---|
Account name |
Interest0.01% gross/AER variable rate for 1 year. Interest is paid after a year. |
Minimum Opening Balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant Access Savings Account. |
WithdrawalsUnlimited |
Find out moreYou can have up to five Access Saver accounts. You can name each one to help you save for different things. |
Account name |
Interest1.45% AER/1.44% gross on balances of £1-£5,000. 0.01% AER/0.01% gross on any excess above £5,000. Interest is paid monthly and is variable. |
Minimum Opening Balance£1 |
How long the account stays open forUntil the child's 16th birthday. Then the account will change to an adult Access Saver. |
WithdrawalsUnlimited |
Find out more |
Account name |
Interest0.05% tax free/AER variable rate for 1 year. Interest is paid after a year. |
Minimum Opening Balance£1 |
How long the account stays open for1 year. Then your account will change to an ISA Saver. |
WithdrawalsUnlimited |
Find out more |
Account name |
Interest0.20% tax free/AER fixed for the 2 year term. Choose to have interest paid after each year or each month. |
Minimum Opening Balance£500 |
How long the account stays open forUntil the end of the fixed term. Then your account will change to an ISA Saver. |
WithdrawalsNone. You can close the account early or transfer money to another ISA but you would be charged. |
Find out more |
Account name |
Interest1.50% tax free/AER variable. Interest is paid after each year. |
Minimum Opening Balance£1 |
How long the account stays open forUntil the child's 18th birthday. Then the account will change to an adult ISA Saver. |
WithdrawalsNone until the child is 18. |
Find out more |
Account name |
Interest0.20% gross/AER fixed for the 2 year term. Choose to have interest paid after each year or each month. |
Minimum Opening Balance£2,000 |
How long the account stays open forUntil the end of the fixed term. Then your account will change to an Instant Access Savings Account. |
WithdrawalsNone. You can close the account early but you would be charged. |
Find out more |
Account name |
Interest0.75% gross/AER fixed. Interest is paid after a year. |
Minimum Opening Balance£25 to £250 a month |
How long the account stays open for1 year. Then your account will change to an Instant Access Savings Account. |
WithdrawalsUnlimited |
Find out more |
For a definition of AER, gross and other terms, view our savings glossary.
Tax treatment depends on your individual circumstances and may change.
Your money is protected
The Financial Services Compensation Scheme (FSCS) protects eligible deposits with us. To find our more you can visit our FSCS page, or the FSCS' website.
Important information
Rates of interest are subject to change. You can check when our rates have changed.