Savings

Savings

Choose the account that suits you best.

Our Savings account range

Our savings accounts range
Account name	Interest rate (AER)	Minimum Opening Balance	Fixed / Variable	Withdrawals	Interest paid
Account name Access Saver	Interest rate (AER) 0.20% gross/AER variable rate for 12 months	Minimum Opening Balance £1	Fixed / Variable Variable	Withdrawals Unlimited	Interest paid Annually	You can have up to five Access Saver accounts. You can name each one to help you save for different things. Find out more
Account name Monthly Saver	Interest rate (AER) 2.00% gross/AER	Minimum Opening Balance £25 to £250 a month	Fixed / Variable Fixed	Withdrawals Unlimited	Interest paid Annually	Find out more
Account name Children's Saver	Interest rate (AER) 2.00% AER/1.98% gross on balances from £1 - £5,000. 0.20% AER/0.20% gross on any excess above £5,000.	Minimum Opening Balance £1	Fixed / Variable Variable	Withdrawals Unlimited	Interest paid Monthly	Find out more
Account name Help to Buy : ISA	Interest rate (AER) 1.50% tax free/AER variable	Minimum Opening Balance Initial deposit of up to £1,000, followed by top ups of up to £200 a month (including the month of account opening) paid by standing order once a month to be received by the 25th	Fixed / Variable Variable	Withdrawals Unlimited (subject to a minimum balance of £1) but you won’t be able to claim your Help to Buy: ISA Government bonus on any funds withdrawn	Interest paid Annually	Find out more
Account name Access Cash ISA	Interest rate (AER) 0.20% tax free/AER variable rate for 12 months	Minimum Opening Balance £1	Fixed / Variable Variable	Withdrawals Unlimited	Interest paid Annually	Find out more
Account name Fixed Cash ISA	Interest rate (AER) 0.55% tax free/AER for the 2 year term	Minimum Opening Balance £500	Fixed / Variable Fixed	Withdrawals None, but you can close the account early or transfer money to another ISA (subject to a charge equivalent to 180 days’ tax-free interest)	Interest paid Annually or Monthly	Find out more
Account name Junior Cash ISA	Interest rate (AER) 2.50% tax free/AER variable	Minimum Opening Balance £1	Fixed / Variable Variable	Withdrawals None, until the child is 18	Interest paid Annually	Find out more
Account name Fixed Rate Bond	Interest rate (AER) 0.55% gross/AER for the 2 year term	Minimum Opening Balance £2,000	Fixed / Variable Fixed	Withdrawals None, but you can close the account early (subject to a charge equivalent to 180 days’ gross interest)	Interest paid Annually or Monthly	Find out more

For a definition of AER, gross and other terms, view our savings glossary.