Calculator and tools

At Bank of Scotland we are proud to offer our customers mortgages provided by the Halifax, who have over 160 years' experience helping people own their homes.



Mortgage calculator

Use the Halifax mortgage calculator to get an idea of how much you could borrow and compare monthly payments.

Mortgage calculator

Mortgage overpayment calculator

Our mortgage overpayment calculator can give you an idea of how much money you could save by overpaying on your mortgage and reducing the amount of interest you get charged.

Find out more about the mortgage overpayment calculator.

Halifax Conveyancing Service

Compare quotes for your legal costs from our panel of up to 200 conveyancers.

Get a quote for Halifax conveyancing services.

Start your mortgage journey

Let us guide you through your home journey. Simple to use, step-by-step guide. Keep track of your progress all in one place.

  • Find out how much you can borrow with the Mortgage Calculator.
  • Get an Agreement in Principle to start viewing properties.
  • Find the mortgage to meet your needs.

Start my mortgage journey


Already started your mortgage journey?

Sign in to my mortgage journey