Accessibility Statement [Accesskey '0'] Go to Accessibility statement
Skip to Content [Accesskey 'S'] Skip to main content
Skip to site Navigation [Accesskey 'N'] Go to Navigation
Go to Home page [Accesskey '1'] Go to Home page
Go to Sitemap [Accesskey '2'] Go to Sitemap

Personal
Business
Private Banking

Everyday banking

Online services & more
- How to get online
  How to get online
- Mobile Banking app
  Mobile Banking app
- Profile & settings
  Profile & settings
- Card & PIN services
  Card & PIN services
- Payments & transfers
  Payments & transfers
- Statements & transactions
  Statements & transactions
Help & security

We're here for you
- Fraud & security
  Fraud & security
- Money management
  Money management
- Ways to bank with us
  
  Ways to bank with us
- Life events
  Life events
- Difficult times
- Customer support
  Customer support
- Go paper-free
  
  Amend paper-free preferences for your statements and correspondence.
  
  Learn more
Bank accounts

Accounts & services
- Bank accounts
  Bank accounts
- Travel services
  Travel services
- Features & support
Borrowing

Cards, loans & car finance
- Credit cards
  Credit cards
- Loans
  Loans
- Car finance
  Car finance
- Features & support
- Your Credit Score
  
  Thinking about applying for credit? Check Your Credit Score for free, with no impact on your credit file.
  
  Log in to get started
Mortgages

Accounts & calculators
- Mortgages
  Mortgages
- Mortgage calculators & tools
  Mortgage calculators & tools
- Features & support
- Existing Halifax mortgage customers
  
  Existing Halifax mortgage customers
- Existing Bank of Scotland mortgage
  Existing Bank of Scotland mortgage
- Mortgage support
  
  Worried about paying your mortgage? We have various ways that we can help you.
  
  Get support
Savings

Accounts & ISAs
- Savings accounts
  Savings accounts
- ISAs
  ISAs
- Features & support
- Existing customers
  Existing customers
  - Transfer your ISA
Investing

Pensions & investments
- Investing
  Investing
- ETF Quicklist
  - Introducing our ETF Quicklist
  - View our ETF Quicklist
- Guides and support
- Pensions and retirement
  Pensions and retirement
- Wealth management
  Wealth management
- - Login to Share Dealing
- Introducing the new Ready-Made Pension
  
  A simple, smart and easy way to save for your retirement.
  
  Learn more Link to Bank of Scotland Ready-Made Pension
Insurance

Home, life & car
- View all insurance products
  
  View all insurance products
- Home insurance
  Home insurance
- Car insurance
  Car insurance
- Life insurance
  Life insurance
- Other insurance
  - Business insurance
  - Landlord insurance
- Claims
- Support for existing customers
- Home insurance
  
  Get Bank of Scotland home insurance 10% cheaper when you get a quote and buy online.
  
  Get your quote

Branch Finder
Help centre
Accessibility and disability

- Search Close
- Login

Home
...
Mortgages
Calculator and tools

Mortgage overpayment calculator
Mortgage overpayments
Halifax Conveyancing Service

Calculator and tools

At Bank of Scotland we are proud to offer our customers mortgages provided by the Halifax, who have over 160 years' experience helping people own their homes.

Mortgage calculator

Use the Halifax mortgage calculator to get an idea of how much you could borrow and compare monthly payments.

Mortgage calculator

Mortgage overpayment calculator

Our mortgage overpayment calculator can give you an idea of how much money you could save by overpaying on your mortgage and reducing the amount of interest you get charged.

Find out more about the mortgage overpayment calculator.

Halifax Conveyancing Service

Compare quotes for your legal costs from our panel of up to 200 conveyancers.

Get a quote for Halifax conveyancing services.

Start your mortgage journey

Let us guide you through your home journey. Simple to use, step-by-step guide. Keep track of your progress all in one place.

Find out how much you can borrow with the Mortgage Calculator.
Get an Agreement in Principle to start viewing properties.
Find the mortgage to meet your needs.

Start my mortgage journey

Already started your mortgage journey?

Sign in to my mortgage journey

Products and services

Bank accounts
Credit cards
Loans
Car finance
Mortgages
Savings
ISAs
Investing
Pensions
Wealth management
Home insurance
Car insurance
Life insurance

Help & security

Banking online
Mobile Banking app
Service status
Fraud & security
Money management
Life events
Help centre
Virtual assistant
Call us
Ways to bank with us
Find a branch
SignVideo & Signly
Accessibility & disability
Feedback & complaints

Legal

Legal information
Privacy
Cookies
Sitemap
Modern Slavery Statement (PDF, 2,462 KB)
Financial Services Compensation Scheme

About us

Who we are
Inclusion & diversity
Lloyds Banking Group
Careers

Connect with us

Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

Mobile Banking app: Our app is available to Internet Banking customers with a UK personal account and valid registered phone number. You need to have a valid registered phone number. Minimum operating systems apply, so check the App Store or Google Play for details. Device registration required. The app doesn't work on jailbroken or rooted devices. Terms and conditions apply.