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Calculators and tools
At Bank of Scotland, we are proud to offer our customers mortgages provided by Lloyds, who have supported people, families and business across Britain for over 250 years.
Mortgage calculators
Whether you are looking for a new mortgage, or you already have an existing mortgage with us, our mortgage calculators can give you an idea of how much you could borrow and what it might cost.
New mortgages
If you're looking for a new mortgage with us, use the Lloyds mortgage calculator to get an idea of how much you could borrow and compare monthly payments.
Existing mortgage customers
If you already have a mortgage with us, find out about the range of deals we have for you.
Overpayment calculators
Existing Lloyds mortgage
If you have an existing Lloyds mortgage, head to Lloyds and use Home Wise to work out how much you could save by overpaying.
Existing Halifax mortgage
Already have a Halifax mortgage? Use Halifax HelloHome to work out how much you could save by overpaying.
Other tools and calculators
Lloyds Conveyancing Service
Compare quotes for your legal costs from our panel of up to 200 conveyancers.
Interest rate change calculator
Use our interest rate change calculator to get an idea of how much your monthly mortgage payment might change.
Start your mortgage journey
Let us guide you through your home journey. Simple to use, step-by-step guide. Keep track of your progress all in one place.
- Find out how much you can borrow with the Mortgage Calculator.
- Get an Agreement in Principle to start viewing properties.
- Find the mortgage to meet your needs.
Already started your mortgage journey?
Banking online
It's simple and safe to use our mortgage calculator in our app or on our website.
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