Balance transfer credit cards
Move credit card and some store card balances to a balance transfer credit card. Transfer fees will apply.
If you want to keep your existing balances in one place, a balance transfer credit card can be a good way to do this.
How a balance transfer credit card might work for you
- You could put your current credit and some store card balances together, so they’re easier to manage.
- Balance transfer credit cards usually come with an introductory offer.
- Make as many transfers as you like (min £100 per transfer) as long as you don’t go over your credit limit.
Features you’d expect – as standard
Register online to check your balance, review transactions, make payments, request transfers and lots more on your computer, phone or tablet.
You won’t be charged for transactions you didn’t authorise. You’ll need to let us know if you notice anything unusual, or if you lose your card.
Make repayments through your bank, using your debit card, or set up a regular Direct Debit to take care of it automatically.
You can call us 24/7 (in most cases) if you need to talk to us about something on your account.
Make secure payments with your card wherever you see the contactless symbol. Or add your card to your phone, to make paying even quicker.
Get your statements delivered online instead of through your letterbox.
Bank of Scotland Credit Cards are issued by Bank of Scotland plc, Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 169628.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.