Wealth Management

Wealth Management

We want to help you make the most of your money. You could be eligible for specialist financial advice, which could help build a secure future for you and your family.

Wherever you want to be, the right advice could help you get there.

We want to help more of our customers focus on the things that matter most. Through our partnership with Schroders Personal Wealth, we aim to help you manage your wealth and get closer to your goals.

If you have at least £100,000 in sole annual income, or £100,000 spread across sole or joint savings, investments and personal pensions, they could help you.

Book now

Fees/Charges will apply if you take out a product or service.

Advice made for you video


Watch this short video to see how Schroders Personal Wealth can work with you towards your financial goals.

Why not book in an appointment to speak to an adviser today?

It all starts with a free, no obligation conversation to understand if the service is right for you. There are no hidden fees or charges, and you’ll only start to pay for the service if you decide to take forward the recommendations they present to you in your personalised financial plan. 

With their expertise in financial advice, they could help you:

 

Boost your wealth

Research shows that getting the right advice could increase your wealth by £47,000 over a decade1. Make sure your money is working as hard as you are.
 
Investing your savings is one way to generate income in the long term. Schroders Personal Wealth can look at the best ways for you to do this at a level of risk you’re comfortable with.
 
Remember that the value of investments and any income from them can go down as well as up. You may not get back the amount you invest.
 

Plan your retirement

Could you manage on £175.20 a week? 44% of retired people rely on the state pension as their main source of income2. Smart planning can help you enjoy this stage of your life.
 
If retirement is still some way off, Schroders Personal Wealth could help you create a flexible and personal plan. They'll look at what you can afford to invest now and what it might provide you with in the future.
 
If you're retired already or will be soon, they could help you to make more of the potential funds you have. And when things in your life change, they can help make sure your plans stay on track.
 

Protecting yourself and your family

Financial protection has never been so important.
 
Your personal financial plan should include making sure you’re protected if you were to become seriously ill or injured, lose your income, or even your life. 50% of customers with protection insurance say they choose to take it out for peace of mind.
 
Schroders Personal Wealth can help you navigate your options with the aim of ensuring you get the right protection for your individual needs and cover what’s important to you. And we don’t take commission for getting you and your family protected so you’ll only pay the amount it costs for the insurer to cover you.
 

Pass on your wealth

Your estate could be subject to 40% inheritance tax, over the £325,000 threshold. Forward planning can help make sure it’s your loved ones who benefit most in your will.
 
There are lots of options for securing your family's future. Schroders Personal Wealth could help find ways to reduce the amount of inheritance tax they might pay. They'll help make sure you pass on your wealth the way you want to.
 

1 Source: ICL research November 2019 

2 Source: FCA Research (PDF, 5.1MB)

Book an appointment

All it takes is a free fifteen minute conversation, to find out if advice is best for you, with no obligation to take things further.
 

Book now


Or call us on: 0131 376 1815 

Lines are open Monday to Friday, 9am–6pm and Saturday 9am – 1pm, excluding bank holidays. 
Calls may be monitored and/or recorded. Call costs may vary depending on your service provider.

Take control in 3 easy steps

1. Arrange a meeting

Once you’ve requested an appointment, you will be contacted by Schroders Personal Wealth to arrange a call with a wealth adviser at a convenient time.

2. Tell us your goals

A dedicated Schroders Personal wealth adviser will ask about your individual financial circumstances and your goals –helping them create a personal financial report.

This incurs no charge and you are not obligated to take things further.

3. Take out a product or service

Once you’ve received your personal financial report, you’ll need to decide whether you want to take out any products and services.

Fees/Charges will apply if you take out a product or service.


Ready to find out more?

 

Book an appointment


We’ll ask you for a few details and get that 15 minute chat all set up.

Sade Murele, Personal Wealth Adviser

“Your financial plan is very likely to change – that’s why Schroders Personal Wealth always looks to build an open, honest relationship with clients. They rely on our experts to manage their money and keep them updated every step of the way.”

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Wealth

Wealth Management

Investing

Retirement

Inheritance

Protection

Pricing

FAQs

Financial Advice not right for you?

We may still be able to help:

Private Banking

Discover more information on our Private Banking services. They can offer you:

  • A dedicated Relationship Manager. They will work with you to find the best ways to manage your money.
  • Preferential bank accounts and savings products offering enhanced rates.
  • Access to our tailored Wills, Tax, Bereavement and Trust services.
  • Tailored solutions to help with any short and long term lending needs you may have.

Find out more

 Separate eligibility criteria and fees apply.

Important legal information

Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited.

Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

Eligible investments are protected by the Financial Services Compensation scheme (FSCS). We are covered by the Financial Ombudsman Service.