Wealth Management

Wealth Management

We want to help you make the most of your money. Specialist financial advice could help build a secure future for you and your family. It all starts with a free, no obligation chat. Then a financial plan that is tailored to you.

Whatever your plans, the right advice could help bring them to life.

Through our partnership with Schroders Personal Wealth, we want to give more of our customers access to financial and investment expertise, to help give you the chance to choose what your financial future looks like.

If you have at least £100,000 in sole annual income, or £100,000 spread across sole or joint savings, investments and personal pensions, they could help you.

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Book an appointment

Financial advice in 3 easy steps

1. Book an appointment

Schroders Personal Wealth will then contact you to set up a call with a wealth adviser at a time that suits you.

2. Tell us your goals

An adviser will ask about your finances and your long term goals. They'll use this to create a personal financial plan for you.

There is no charge for this and no obligation to take things further.

3. Review your plan

When you have your financial plan, you can decide if you'd like to take up any of the options presented in it.

Fees and charges will apply if you decide to take out a product or a service.

Ready to find out more?

Book an appointment

 

We'll ask you for a few details and get that 15 minute chat all set up.

 Or call us on: 0131 376 1815

Lines are open Monday to Friday, 9am–6pm and Saturday 9am – 1pm, excluding bank holidays. 

Calls may be monitored and/or recorded. Call costs may vary depending on your service provider. 

How Schroders Personal Wealth could help:

Investing for your future

Research shows that getting the right advice could increase your wealth by £47,000 over a decade1. Make sure your money is working as hard as you are.
 
Access expert investment management services and financial products tailored to your risk appetite.
 
Remember that the value of investments and any income from them can go down as well as up. You may not get back the amount you invest.
 

Pass on your wealth

Your estate could be subject to 40% inheritance tax, over the £325,000 threshold. Forward planning can help make sure it’s your loved ones who benefit most in your will.
 
Making arrangements for passing on your wealth in a tax-efficient manner is a matter of great importance to many people. Expertise from a wealth adviser could help you pass on your wealth more effectively.
 

Plan your retirement

Could you manage on £175.20 a week? 44% of retired people rely on the state pension as their main source of income2. Smart planning can help you enjoy this stage of your life.
 
Planning for your retirement can help you achieve the lifestyle you want, as you enter this next stage in your life. Schroders Personal Wealth will evaluate areas such as your current pension payments and create a strategy to try to help you achieve the savings and retirement income you’re looking for.
 
 

Protecting yourself and your family

Financial protection has never been so important.
 
Your personal financial plan should include making sure you’re protected if you were to become seriously ill or injured, lose your income, or even your life. Half of customers with protection insurance say they choose to take it out for peace of mind.
 
Schroders Personal Wealth can help you navigate your options with the aim of ensuring you get the right protection for your individual needs and cover what’s important to you. And we don’t take commission for getting you and your family protected so you’ll only pay the amount it costs for the insurer to cover you.
 

1 Source: Schroders Personal Wealth Money and Mind Report (PDF, 3.6MB)

2 Source: FCA Research (PDF, 5.1MB)

3 Source: Schroders Zero commission personal protection proposal (PDF, 369KB)

Ready to find out more?

Book an appointment

 

We'll ask you for a few details and get that 15 minute chat all set up.

 Or call us on: 0131 376 1815

Lines are open Monday to Friday, 9am–6pm and Saturday 9am – 1pm, excluding bank holidays. 

Calls may be monitored and/or recorded. Call costs may vary depending on your service provider. 

Important legal information

Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited.

Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

Eligible investments are protected by the Financial Services Compensation scheme (FSCS). We are covered by the Financial Ombudsman Service.