Wealth Management

Wealth Management

We want to help you make the most of your money. You could be eligible for specialist financial advice, which could help build a secure future for you and your family.

Wherever you want to be, the right advice could help you get there.

We want to help more of our customers focus on the things that matter most. Through our partnership with Schroders Personal Wealth, we aim to help you manage your wealth and get closer to your goals.

To benefit from the expertise of Schroders Personal Wealth, you will need to have at least:

  • £100,000 of sole/joint savings, investments and/or personal pensions; and/or
  • £100,000 of sole annual income.

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Fees/Charges will apply if you take out a financial plan, product or service.

Advice made for you video


Watch this short video to see how Schroders Personal Wealth can work with you towards your financial goals.

With their expertise in financial advice, they could help you:

 

Boost your wealth

Research shows that getting the right advice could increase your wealth by £47,000 over a decade1. Make sure your money is working as hard as you are.
 
Investing your savings is one way to generate income in the long term. Schroders Personal Wealth can look at the best ways for you to do this at a level of risk you’re comfortable with.
 
Remember that the value of investments and any income from them can go down as well as up. You may not get back the amount you invest.
 

Plan your retirement

Could you manage on £175.20 a week? 44% of retired people rely on the state pension as their main source of income2. Smart planning can help you enjoy this stage of your life.
 
If retirement is still some way off, Schroders Personal Wealth could help you create a flexible and personal plan. They'll look at what you can afford to invest now and what it might provide you with in the future.
 
If you're retired already or will be soon, they could help you to make more of the potential funds you have. And when things in your life change, they can help make sure your plans stay on track.
 

Protect your people

Less than 1% of UK households have income protection in place3. Making sure you have the right protection for you and your loved ones can give you peace of mind, should the unexpected happen.
 
No one knows what’s round the corner: illness, injury or loss of income. From life insurance to critical illness cover and more, Schroders Personal Wealth can help you look at what’s right for you, should the need arise.
 

Pass on your wealth

Your estate could be subject to 40% inheritance tax, over the £325,000 threshold. Forward planning can help make sure it’s your loved ones who benefit most in your will.
 
There are lots of options for securing your family's future. Schroders Personal Wealth could help find ways to reduce the amount of inheritance tax they might pay. They'll help make sure you pass on your wealth the way you want to.
 

1 Source: ICL research November 2019 

2 Source: FCA Research 

3 Source: Association of British Insurers, Key facts 2019

Book an appointment

All it takes is a free fifteen minute conversation, to find out if advice is best for you, with no obligation to take things further.
 

Book now


Or call us on: 0131 376 1815 

Lines are open Monday to Friday, 9am–6pm and Saturday 9am – 1pm, excluding bank holidays. 
Calls may be monitored and/or recorded. Call costs may vary depending on your service provider.

Take control in 3 easy steps

Step 1: Arrange a meeting

An adviser from Schroders Personal Wealth will call you at a time that suits you. They'll have a quick chat to explain the process. It's absolutely free and there's no obligation to take things further.

Step 2: Talk about your goals

You'll have a longer call with an adviser so they can get to know you better. They'll ask you about your current finances and what your long term goals are. Again, the call is free with no obligation.

Step 3: Build a plan

If you choose to take things further, your adviser will build a plan based on your goals. This can be a one off plan or an ongoing service that flexes as your needs change.

Fees/Charges will apply if you take out a product or service.


Ready to find out more?

 

Book an appointment


We’ll ask you for a few details and get that 15 minute chat all set up.

Sade Murele, Personal Wealth Adviser

“Your financial plan is very likely to change – that’s why Schroders Personal Wealth always looks to build an open, honest relationship with clients. They rely on our experts to manage their money and keep them updated every step of the way.”

Wealth

Wealth Management

Investing

Retirement

Inheritance

Protection

Pricing

FAQs

Financial Advice not right for you?

We may still be able to help:

Private Banking

Discover more information on our Private Banking services. They can offer you:

  • A dedicated Relationship Manager. They will work with you to find the best ways to manage your money.
  • Preferential bank accounts and savings products offering enhanced rates.
  • Access to our tailored Wills, Tax, Bereavement and Trust services.
  • Tailored solutions to help with any short and long term lending needs you may have.

Find out more

 Separate eligibility criteria and fees apply.

Important legal information

Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited.

Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

Eligible investments are protected by the Financial Services Compensation scheme (FSCS). We are covered by the Financial Ombudsman Service.