Everyday spending credit cards
Using an everyday credit card for all your essential expenses and things you buy regularly could you help you manage your budget better.
Putting all your monthly household expenses on an everyday credit card could help you stay on top of things - especially if you normally use different cards for your spending.
How an everyday purchase credit card might work for you
- Usually come with a low rate on purchases.
- Could be a useful way to keep control of your everyday spends, including food shopping, fuel and some bills.
- Add your card to your smartphone and digital wallets for contactless shopping.
Things to consider
- Only borrow what you can afford to pay back each month.
- Make sure the credit card limit suits your needs.
- Try to pay back what you’ve spent in full each month, so you don’t have to pay interest on what you’ve borrowed.
Features you’d expect – as standard
Bank of Scotland Credit Cards are issued by Bank of Scotland plc, Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 169628.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.