Share Dealing Account

If you want to start investing and also want to make your own investment decisions, a Share Dealing Account could be for you. There is no annual admin charge and we have competitive dealing commission.

Please remember that the value of investments and the income from them can fall as well as rise and you may get back less than you invest. If you’re not sure about investing, seek independent advice.

Our charges are changing from 1st April 2021. Learn more about our new charges.

Competitive dealing commission

Our dealing commission is £12.50 per online trade.

(£9.50 per online trade from 1st April 2021).

Transfer to us

Fill in our simple online transfer form to transfer your existing investments to us.

Why should I think about investing?

  • With interest rates remaining at historic lows, it’s unlikely your savings are keeping pace with inflationInflation causes a rise in costs for goods and a drop in your purchasing power over a period of time. e.g. a pint of milk in 1990 was 25p whereas a pint of milk in 2020 would cost you 43p.. Investing can help your money work harder.
  • Our Share Dealing Account gives you flexibility to pick the investments that are right for you. 
  • You can get started with a regular investmentYou can set up a direct debit on your share dealing account and select which investment to buy, when and at what cost or quantity. You can then sit back and leave the rest to us. from just £20 each month, or you can invest a lump sum in a wide range of investment types. Read more about our investment options.

What can I invest in with a Share Dealing Account?

The Share Dealing Account lets you buy shares listed on the London Stock Exchange and six other international stock markets. You can also invest in managed funds, investment trusts, exchange traded funds (ETFs), bonds and gilts. Read more about our investment options.

What do I pay?

Our charges for the Share Dealing Account are straightforward and competitive.

Table of charges for the Share Dealing Account

Admin charge/platform fee

Zero (£36 customer administration fee per year from 1st April 2021 which covers our Share Dealing Account, Stocks and Shares ISA and ShareBuilder)

Real-time trading

£12.50 online dealing commission per trade (£9.50 per online trade from 1st April 2021)

Scheduled regular investments

£2 dealing commission per scheduled trade

This table shows the dealing commission and account charges you'll pay as standard. If you invest in a fund you'll also pay an ongoing charge directly to the fund manager. You may also pay government taxes and levies depending on the investment you choose. For full details please see our Charges (PDF, 71KB).

Apply for a Share Dealing Account

Before applying for a Share Dealing Account, please make sure you’ve completed our checklist:

We are making some changes to our Share Dealing Terms and Conditions. Please see our new Terms and Conditions (PDF, 167KB) (effective from 1st April)

Apply now


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Share Dealing Account | Investing | Bank of Scotland

Bank of Scotland Share Dealing Service is operated by Halifax Share Dealing Limited. Registered in England and Wales No. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.