Your Credit Score
Thinking about applying for credit? Check Your Credit Score for free, with no impact on your credit file.
If your existing mortgage deal is coming to an end or you want to switch to another deal, you can apply for a new rate with us.
If you have three months or less remaining on your current deal, we'll waive the Early Repayment Charges as well if you switch to a new deal.
When your current Bank of Scotland mortgage deal comes to an end, you will be charged interest at the Bank of Scotland Home Loan Rate.
Our transfer process is a convenient product switching service that could save on your monthly payments if you are on the Bank of Scotland Home Loan Rate.
Before you apply, please read our Manage your Mortgage page.
Please be aware that our mortgage advisers will ask you about your needs and circumstances and then recommend our most suitable mortgage for you.