Switch to a New Deal

If your existing mortgage deal is coming to an end or you want to switch to another deal, you can apply for a new rate with us.

Switch to a New Deal

If you have three months or less remaining on your current deal, we'll waive the Early Repayment Charges as well if you switch to a new deal.

When your current Bank of Scotland mortgage deal comes to an end, you will be charged interest at the Bank of Scotland Home Loan Rate, which is currently 4.55%.

Our transfer process is a convenient product switching service that could save on your monthly payments if you are on the Bank of Scotland Home Loan Rate.

Key Features

  • Easy to arrange
  • No legal fees to pay
  • No valuation required
  • Early repayment charges waived on existing deals with 3 months or less to run


Before you apply, please read our Manage your Mortgage page.

How to apply

  • If you have an account number that starts with a 10, then please contact us on 03457 273747. Lines are open Mon-Fri 8am-8pm and Sat 9am - 4pm.
  • If you have an account number that starts with a 70, then please contact us on 0345 8500842. Lines are open Mon-Fri 8am-8pm.
  • If you have an account number that starts with anything else, then please contact us on 0345 608 0263. Lines are open Mon-Fri 8am-8pm and Sat 9am - 4pm.

 

Please be aware that our mortgage advisers will ask you about your needs and circumstances and then recommend our most suitable mortgage for you.

You could lose your home if you don't keep up your mortgage repayments