Switch to a new deal

If your existing mortgage deal is coming to an end or you want to switch to another deal, you can apply for a new rate with us.

We offer mortgages for both Bank of Scotland and Halifax

Bank of Scotland customers

Switch to a new deal

If you have three months or less remaining on your current deal, we'll waive the Early Repayment Charges as well if you switch to a new deal.

When your current Bank of Scotland mortgage deal comes to an end, you will be charged one of our Lender Variable Rates.

Our transfer process is a convenient product switching service that could save on your monthly payments if you are on a Lender Variable Rate.

To switch to a new deal call us. Be aware that our mortgage advisers will ask you about your needs and circumstances and then recommend our most suitable mortgage for you.

Key features

  • Easy to arrange.
  • No legal fees to pay.
  • No valuation required.
  • Early repayment charges waived on existing deals with 3 months or less to run.

Halifax customers

Switch to a new deal

If your mortgage is with Halifax, see their switching page.

You could lose your home if you don't keep up your mortgage repayments

Mortgages existing customer support

Get support with switching, borrowing more or moving to a new home with your existing mortgage. 

View existing customer support

Mortgages existing customer support

Get support with switching, borrowing more or moving to a new home with your existing mortgage. 

View existing customer support