Budgeting Advice

If you’re looking for support with budgeting, we’re by your side. Our budgeting tools and tips will give you the confidence to manage your money better.

We’ve pulled together some useful information to show you how to stay on top of your payments, manage your subscriptions, get an overview of your spending and more.

Helping you budget better

Manage your spending

Consider setting up separate accounts for different types of spending. For example, you could have a ‘bills’ account for everything you need to pay in a month and a ‘spending’ account for the rest. Managing bills can be stressful, but with some help you can gain control of your payments.

Manage your bills

Use our budget calculator

Keeping track of your income and spending can be difficult to manage sometimes. Our free budget tool gives you a full overview of what’s coming in and going out each month.

Budget calculator

Pay monthly

Break down larger costs into smaller payments to make them easier to manage. Paying smaller amounts by Direct Debit each month is a more manageable way to pay for larger bills, such as car insurance and your TV licence fee.

Paying by Direct Debit

Save spare money

Use our easy saving tips to help you reach your goals, reduce your spending and develop some new saving habits along the way. Use our savings calculator to reach your target or work out the future value of your savings.

Tips to help you save

Managing your money online or in our app

Keeping on top of your income and outgoings can really help. We have many tools available in Internet Banking and on our Mobile Banking app to help you. The following guides show how you can access these tools and be smarter with your money.

Track your monthly outgoings

Make time to view your recipients and cancel any Direct Debits or standing orders you no longer need.

Managing regular payments

See your upcoming payments

Try not to overspend by viewing your upcoming payments and see how much you have left until your next pay.

Viewing upcoming payments

Review your subscription payments

Cut costs by checking, blocking or cancelling subscriptions payments you no longer use.

Managing subscription payments

Track your money with app notifications

Get notified of your regular payments and spending limits by choosing which app notifications you’d like to get.

Setting up notifications

Use our Spending Insights tool

Get a full overview of your money using our Spending Insights tool. It shows your current account spending in categories so you can spot any patterns and see where you might be able to save money.

Spending Insights

Get further help and support

Two people looking at a laptop

Money Management

Whether it’s managing your bills, checking your credit score or helping someone else, we have tips and tools to help you.

Money Management
Woman typing on laptop

Money worries

Keeping on top of your money can be tough, particularly with the current rising cost of living impacting many of us. We can help you manage your payments and provide some useful advice.

Money worries

To use our Mobile Banking app you need to have a valid phone number registered to your account. You can either use your Internet Banking details to sign in or you can register for the first time in the app. Our app is available to iOS and Android users only and minimum operating systems apply, so check the App Store or Google Play for details. Device registration required. The app doesn't work on jailbroken or rooted devices. Terms and conditions apply.