Budgeting advice and tips

If you’re looking for support with budgeting, we’re by your side.

 

Make a plan for your money

Our budgeting tools and tips will give you the confidence to manage your money better.

We'll cover:

  • our helpful guides and tools
  • free third-party tools
  • making the most of online banking and our mobile app.

Helpful tips and tools to help you budget

Manage your spending

Consider setting up separate accounts for different types of spending. For example, you could have a ‘bills’ account for everything you need to pay in a month and a ‘spending’ account for the rest. Managing bills can be stressful, but with some help you can gain control of your payments.

Manage your bills

Save spare money

Use our easy saving tips to help you reach your goals, reduce your spending and develop some new saving habits along the way. Use our savings calculator to reach your target or work out the future value of your savings

Tips to help you save

Pay monthly

Break down larger costs into smaller payments to make them easier to manage. Paying smaller amounts by direct debit each month is a more manageable way to pay for larger bills, such as car insurance and your TV licence fee.

Paying by direct debit

Use our budget calculator

Keeping track of your income and spending can be difficult to manage sometimes. Our free budget tool gives you a full overview of what’s coming in and going out each month.

Budget calculator

Further budgeting support

Helping you budget online or in our app

Keeping on top of your income and outgoings can really help. We have many tools available in online banking and on our mobile banking app to help you. The following guides show how you can access these tools and be smarter with your money.

See your upcoming payments

Try not to overspend by viewing your upcoming payments and see how much you have left until your next pay.

View upcoming payments
 

Use our spending insights tool

Get a full overview of your money using our Spending Insights tool. It shows your current account spending in categories so you can spot any patterns and see where you might be able to save money.

Spending Insights

Review your subscription payments

Cut costs by checking, blocking or cancelling subscriptions payments you no longer use.

Managing subscription payments

Track your monthly outgoings

Make time to view your recipients and cancel any Direct Debits or standing orders you no longer need.

Managing regular payments

Track your money with app notifications

Get notified of your regular payments and spending limits by choosing which app notifications you’d like to get.

Setting up notifications

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Check your spending habits

See where your money goes with this quick and easy online tool.

Your spending insights

Financial planning

Wherever you are in life, a financial plan can be your way forward.

Plan for your future

Money worries

If you’re struggling with your finances, or worried about the increased cost of living, you’re not alone. We can help.

Support with money worries

Help me manage my money

With the rising cost of living, our tools and support can help you stay on top of your spending.

Help me manage my money

Help me manage my money

With the rising cost of living, our tools and support can help you stay on top of your spending.

Help me manage my money