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Payment limits
There are daily limits to the amount of money you can send from your account.
- The limit is for each account and resets at 11:59pm each day.
- You can see what's left of your daily limit when you make a payment in our app or with Internet Banking.
- Some payments don't count towards the limit. These are transfers between your own Bank of Scotland current and savings accounts, cheques, Direct Debits, and CHAPS payments.
How much you can send
Payment type |
Daily limit |
See these guides |
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If you have an Under 19’s, Websaver, Express Cash or Private Bank account, your limits may vary.
If you need to make a payment for a very large amount, you might want to send it by CHAPS. This has a fee and can only be done in branch.
How to see your remaining limit
We'll take it step by step.
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- From your account, select Payment and transfers.
- Select account or recipient and choose the account you would like to pay from the list.
- Then select View payment limit.
- We'll show how much you have available to transfer.
- If your balance is lower than the daily limit, we'll show your available balance.
- Select the More menu from your account, then Payments and transfers.
- Select Choose who to pay, select the account you would like to pay from the list.
- Then select View payment limit.
- We'll show how much you have available to transfer.
- If your balance is lower than the daily limit, we'll show your available balance.
Getting started online
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