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Payment limits
There are daily limits to the amount of money you can send from your account.
- The limit is for each account and resets at 11.59pm each day.
- Manage and view your daily limit when you make a payment in our mobile banking app or through online banking.
- Some payments don't count towards the limit. These are transfers between your own Bank of Scotland current and savings accounts, cheques, direct debits, and CHAPS payments.
How much you can send
|
PAYMENT TYPE |
DAILY LIMIT |
SEE THESE GUIDES |
|---|---|---|
|
PAYMENT TYPE Faster payments Payments to another UK account will normally be sent this way. |
DAILY LIMIT Online: up to £25,000 In branch: up to £250,000 with valid identification Phone: up to £25,000 Your limit includes payments you set up for a future date and increases to existing future payments. |
SEE THESE GUIDES |
|
PAYMENT TYPE Standing orders Lets you regularly send a set amount of money to another account. |
DAILY LIMIT Online: up to £25,000 In branch: up to £100,000 Phone: up to £25,000 Your limit includes new standing orders and increases to existing standing orders. |
SEE THESE GUIDES |
|
PAYMENT TYPE Cash withdrawals Take cash from your account. |
DAILY LIMIT Cash machines or cashback: up to £800 In branch: no limits but you’ll need to order large amounts in advance. |
SEE THESE GUIDES |
If you have an Under 19’s, Websaver, Express Cash or Private Bank account, your limits may vary.
If you need to make a payment for a very large amount, you might want to send it by CHAPS. This has a fee and can only be done in branch.
How to do it
We'll take it step-by-step.
-
- Select the 'More' menu from your account, then 'Payments and transfers'.
- Select 'Choose who to pay'.
- Select the account you’d like to pay from the list, then select 'Manage payment limit'.
- See how much you have available to transfer and manage your payment limit by selecting ‘Change daily limit’.
- You can then set your payment limit to an amount that suits you, up to your maximum product limit.
You can also change your payment limit by selecting the 'Manage payment limit' from the 3-dot menu for your account.
-
- From your account, select 'Payment and transfers'.
- Select 'account or recipient''.
- Select the account you’d like to pay from the list, then select 'Manage payment limit'.
- See how much you have available to transfer and manage your payment limit by selecting ‘Change daily limit’.
- You can then set your payment limit to an amount that suits you, up to your maximum product limit.
A look at the details
Getting started online
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