The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile banking services and our automated service.

Eligibility Checker

Good news

Your eligibility score is 90%.

Based on the information you gave us, you are likely to be approved for one of our credit cards.

This eligibility quotation has not affected your credit score.

This result is an estimate, and should you decide to apply, we will conduct a full credit check before making our final decision.

Return to Credit Card page

10% Eligible

What does this mean?

Before you decide to apply, you might want to think about your financial position as a whole and your ability to make the repayments. In particular, your answers to these questions could affect your ability to get a card with us:

 

  • Have you missed a credit card, loan or mortgage payment in the past 6 months?
  • Are you on the electoral register?
  • Have you applied for credit in the past 6 months?
  • What is your current level of borrowing and financial commitments?
  • If your circumstances are likely to change in the future, please take this into consideration when applying.

 

Please remember that if you are approved for a card with us, the promotional offer, APR and credit limit you are offered will depend on your personal circumstances.

Tips to improve your credit rating and other useful links

  • Get a copy of your credit file from Equifax, Call Credit or Experian. It may show specific problems which you can address.
  • Make sure you’re on the electoral register.
  • Don’t make too many credit cards applications. These appear on your credit report, and multiple applications can reduce your credit rating.
  • Cancel any credit cards you don’t use
  • Pay off your existing debts on time.

 

Useful links:

Return to Credit Card page

Reset Eligibility Checker