Learn more about the new security checks

Financial Advice

Our partnership with Schroders Personal Wealth offers you expert advice and support. No charge for initial consultation, no obligation. Eligibility criteria, fees and charges apply.

Learn moreLearn more about Schroders Personal Wealth expert financial advice and support

Credit Cards

Check your eligibility before you apply. It only takes a few minutes and won’t affect your credit score.

Check your eligibilityCheck your eligibility for a credit card

Arranged Overdraft Eligibility

Find out how likely you are to be approved before you apply, with no impact on your credit score.

Find out moreFind out more about an Overdraft

Personal Loans

Log in to your Internet Banking to see how much you could borrow and if you’re likely to be approved. This won’t affect your credit score. Personal Loan rate of 3.9% APR representative on loans from £7,500 to £25,000 over 1 to 5 years.

Apply nowApply now for a Loan

Changes to online security

All banks are required to add extra security checks to make sure it’s really you when you’re shopping and banking online. Make sure you’re prepared.

Get readyGet ready for the changes to online security

Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.