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Borrow more
As an existing Bank of Scotland Loan customer, you can apply for more money at any time.
Want to borrow more?
With Bank of Scotland, you can simply replace your current loan agreement with a new one or apply for a second loan.
You’ll need to meet our lending criteria and have a Bank of Scotland Loan in your name only.
We can’t accept an application to borrow more if the existing loan is a loan in joint names.
How much we lend and the rate available is based on our assessment of your circumstances.
You can borrow from £1,000 to £50,000 and extend your loan term to keep your repayments similar. Or increase your repayments and keep the loan term the same.
Personal loans are available from 1-7 years. Ideal if you’re looking at home improvements, a new car or if you just want to tidy up your finances.
Why not make your plans a reality and apply today.
Representative Example
You could borrow £10000 over 48 months with 48 monthly repayments of £240.21. Total amount repayable will be £11530.08. Representative 7.4% APR, annual interest rate (fixed) 7.16%.
This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. We offer other loan amounts and terms at different rates. The maximum APR you could be offered is 29.9% APR.
The representative APR is the rate that at least 51% of people are expected to receive when taking out a loan within the stated amount and term range.
Options for borrowing more
Get a quote
Tell us how much you want to borrow and over how long to get a quote. This won't affect your credit score.
If you go on to apply, you’ll get a loan decision online.
Paying it back
See our other borrowing options
Is a personal loan the right option for you?
When borrowing money, you need to make the right choice for you and your circumstances. Other borrowing options may be more suitable.
