Financial advice

Our advice service is designed to help you make the most of your money, for now and for the future. You can take advantage of the financial advice service if you have at least £100,000 of savings and investments, including personal pensions, or a sole annual income of at least £100,000.

In order to provide you with advice designed to meet your needs, a Private Banking and Advice Manager will spend time gaining a thorough understanding of your current circumstances and what you are looking to achieve. This may include:

  • identifying whether there are any gaps in your current financial arrangements
  • recommending a comprehensive financial plan
  • reviewing and adapting your plan when possible to help meet any changes in your life and financial circumstances

A Private Banking and Advice Manager will be able to help you consider the following with the aim of meeting the changes in your life and financial circumstances:

  • Protecting your family and assets
  • Planning for retirement (pre and post retirement)
  • Seeking to grow your wealth
  • Passing on your wealth

A Private Banking and Advice Manager will work with you with the aim of finding the right solutions from a range offered by Lloyds Banking Group and selected providers. They may also recommend the services of other specialist advisers within Lloyds Banking Group or external specialists, should this be beneficial.

Is financial advice right for you?

To find out more, request an appointment with a Private Banking and Advice Manager:

Book an appointment

If you would prefer to arrange your appointment by phone, please call us on 0345 366 2727. Lines are open Monday to Friday from 09:00 to 17:00 (Tuesday and Thursday until 19:00) and Saturday from 09:00 to 13:00, excluding Bank Holidays.

There are no charges for our initial appointment and no obligation to take any of our services or products. There may be fees and charges for any advice or services subsequently provided.

Calls may be monitored and recorded. If you're calling from abroad or would prefer not to use the 0345 number, you can call us on +44 (0) 131 242 0100.

If you are not eligible for financial advice, the Money Advice Service has a range of calculators and guides available online. You can also find details of independent financial advisers near you.

Book an appointment


To arrange an appointment with a Private Banking and Advice Manager:

Book an appointment

Or call us on:

0345 366 2727

If you're calling from abroad or would prefer not to use the 0345 number, you can call us on +44 (0) 131 242 0100.

Mon, Wed and Fri 9am-5pm
Tues and Thurs 9am-7pm
Sat 9am-1pm
Excluding Bank Holidays

Call charges may vary and calls may be monitored and recorded.

Could you benefit from financial advice?


Use our handy tool to see if you could benefit from speaking to a Private Banking and Advice Manager, and determine which of our services you may be eligible for.