Personal Loan calculator

See how much you could borrow with a Bank of Scotland loan over 1 to 5 years, using our loan calculator. Please note we do offer loans over 1 to 7 years when you receive your personalised quote.

If you’re an existing Bank of Scotland customer with a Bank of Scotland bank account (excluding Easycash) held for at least 1 month, you can get a personalised quote and apply online. We offer an instant online decision on your loan application.

The rate you're offered may differ from the illustrative APR shown – and will be based on your personal circumstances, the loan amount and the repayment term.

If you're looking to borrow money, it's important that you make the right choice for your circumstances. Bank of Scotland also have other borrowing options that may be suitable for your needs.

For some loans the illustrative APRs will be higher. Use the calculator to explore the cost of different loan amounts.

Your loan payment schedule is calculated automatically. Please check section monthly repayments to view this information.

Representative Example:

You could borrow £10,000 over 48 months with 48 monthly repayments of £225.04. The total amount repayable will be £10,801.92. Representative 3.9% APR, Annual interest rate (fixed) 3.83%.


This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. If you qualify for a loan we'll tell you the rate that applies when you get your personalised quote.

months

Representative Example:

You could borrow £10,000 over 48 months with 48 monthly repayments of £225.04. The total amount repayable will be £10,801.92. Representative 3.9% APR, Annual interest rate (fixed) 3.83%.


This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. If you qualify for a loan we'll tell you the rate that applies when you get your personalised quote.

Monthly repayments

£0.0

Total amount repayable

£0.0

Illustrative APR

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Our loan features

  • From £1,000 to £50,000
  • 1 to 7 years available when you apply
  • Fixed monthly repayments
  • No charge or additional payments
  • Quick, easy and secure

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