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Find out how much it could cost to have a Ready-Made Pension.
Every pension has its own fees and charges. These will vary between types of pensions and providers, so it helps knowing what you’ll have to pay so you can easily compare.
We’ll take you through the different types of fees you’ll pay with our Ready-Made Pension. Find out what our charges cover and see an example of what this could look like for you.
Here’s a breakdown of the charges you can expect to pay with a Ready-Made Pension.
The table shows you the overall charges you’ll pay based on how much you invest with us. You can use this to help compare fees or charges with any other pension providers you might be considering. Please note that this table is based on our maximum investment charge so your charges could be lower depending on how close you are to retirement. Our charges are reviewed annually and may change.
Account fee |
Investment charge (ongoing) |
Transaction costs (ongoing) |
---|---|---|
Account fee(per year)0.30% (or a minimum of £5 a month) |
Investment charge (ongoing)0.23% |
Transaction costs (ongoing)0.12% |
Say you've got
£50k invested in your pension
0.30% (or a minimum of £5 a month)
£150
0.23% (investment charge) + 0.12% (transaction costs)
£115 + £60
£150 + £115 + £60 = £325
Less than £28 a month
Remember that investment charges are reflected in the performance of your investment and won't appear on your statement.