Help to secure your financial future
Whatever goals you have for the future, we're by your side to help with our range of products, services, tools and more. Our Financial Future Hub puts your options in one place to help you find the information that best suits your needs.
Have confidence to plan ahead, whatever stage of life you're at.
Narrow down your options from our range of products.
Tools and tips that could help you plan your finances.
Information to help you set your financial goals.
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When you’re living a busy life, it’s not always easy to focus on the future, but it’s important to plan ahead. Whether you are nearing retirement, far from it, or already retired – together with our pensions expert Scottish Widows, we could help you make the most of your options.
Pension tips for the under 50sHelp with planning ahead
Right now, your retirement may seem far away and other things may take precedence. However, prioritising putting money away into a pension is important to secure your future.
Pension tips for the over 50sPreparing to retire?
You may be excited about retiring soon or uncertain of what the future holds. Read our tips around retirement to help you consider your pension and ensure you’re retirement ready.
Find out howCombine your pensions
With a varied working life, our pension pots can end up in different places. Bringing your pensions together can make managing them easier and you could pay less in fees and charges.
Pension CalculatorPension Calculators & Tools
Calculate overpayments and tax options with these tools from our pensions expert Scottish Widows.
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Whether you’re putting that first foot on the property ladder, already have a mortgage, are renting, own a property, or own multiple properties, we can help you take the next step. We are proud to offer mortgages provided by Halifax.
You could lose your home if you do not keep up mortgage repayments.
First time buyer FAQsSaving for a deposit
Need some ideas on how to get that all-important deposit to buy your first home? Then our FAQs for first time buyers could help.
See mortgage guideMortgages for first time buyers
If you’re looking to buy your first home, we have everything you need to know about your first mortgage and becoming a first-time buyer.
Use calculatorMortgage calculator tool
Check how much you could borrow and compare monthly payments to find the right mortgage for you.
Find out moreBuy to let
Whether you're purchasing your first buy to let or adding another property to your investment portfolio, we have a range of buy to let offers.
Mortgage optionsBorrowing to renovate
If you’re thinking about home improvements or extending your home, you could remortgage or take Additional Borrowing. Get started today and see your options.
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Wherever you want to be, the right advice could help you get there. That’s why we’ve partnered with Schroders Personal Wealth, to give more of our customers access to wealth management and financial advice. A Schroders Personal Wealth Adviser will ask about your personal circumstances and aspirations, and develop a plan you can have confidence in.
Seek investments adviceInvest in your future
A Schroders Personal Wealth adviser gives you access to expert investment management services and financial products tailored to your risk appetite.
Start planningPass on your wealth
Make arrangements for passing on your wealth in a tax-efficient manner. Expertise from a wealth adviser could help you do so more effectively and give you greater peace of mind.
Retirement planningPlanning for retirement
Schroders Personal Wealth Advisers will evaluate where you are now and create a strategy to aim for the savings and retirement income you’re looking for.
Learn howProtect your family’s future
We can help you safeguard your finances now to ensure your family will be financially secure in the long-term, if your circumstances change.
See fees and chargesWealth Management costs
Our partners Schroders Personal Wealth will always be transparent about any fees for advice, and any charges for third party products.
Savings accounts offer a low-risk, safe and accessible way for you to look after your money. However, if interest rates reduce, your returns may be affected. If you are looking for a higher return on your money you might want to consider investing. There is a higher level of risk involved, but it could help your money grow faster.
Remember: When investing, your capital is at risk. If you are unsure about investing, seek independent advice. Tax treatment is subject to your individual circumstances and is subject to change in the future.
Ways to invest
There’s a wide range of options to suit all levels of investment experience. Choose to manage your own investment portfolio or select a risk level and let us do it for you.
Your savings options
Instant access, fixed term, children's accounts and more. Review your savings account options and choose the right account for your needs.
What type of investor are you?
Our 60-second interactive quiz helps you discover what type of investor you are.
Your ISA Options
You could invest up to £20,000 tax-efficiently each tax year with an ISA (Individual Savings Account). They’re a flexible way to help you make more of your money.
Build a savings habit
By building a better savings habit you could help grow your savings. Read our top tips to save money.
Boost your investment skills
To help you on your investment journey we have over 20 easy-to-read articles to develop your skills and learn more about investments.
Become an informed investor
Researching your investments is really important. Increase your knowledge by visiting our research centre for the latest market news.