Explore your options

Even if you missed out on this offer, our range of cash ISAs still give you a way to save for the future.

Cash ISAs

A cash ISA is a form of savings account that lets you deposit money and earn tax-free interest.

Compare cash ISAs

Cash ISA transfer offer details

  • You’ll get £150 for each £25,000 you transfer in, up to £1,200 if you transfer £200,000 or more.

    Table showing how much cashback you'll get depending on how much you transfer to us.

    Amount transferred

    Cashback

    Amount transferred

    £25,000 to £49,999

    Cashback

    £150

    Amount transferred

    £50,000 to £74,999

    Cashback

    £300

    Amount transferred

    £75,000 to £99,999

    Cashback

    £450

    Amount transferred

    £100,000 to £124,999

    Cashback

    £600

    Amount transferred

    £125,000 to £149,999

    Cashback

    £750

    Amount transferred

    £150,000 to £174,999

    Cashback

    £900

    Amount transferred

    £175,000 to £199,999

    Cashback

    £1,050

    Amount transferred

    £200,000 or above

    Cashback

    1,200

  • We’ll pay your cashback into your Bank of Scotland current account by 30 September 2026, so you’ll need to keep this account open until then.

    You’ll receive 1 reward payment, even if you’ve made multiple transfers. We’ll work out how much cashback you’ve earned after 31 May 2026 and all transfers are completed.

    If you have multiple current accounts, we’ll pay the reward payment into the one you most recently opened. If you have joint and sole accounts, we'll pay the reward into an account in your sole name.

  • You won’t earn cashback if:

    • you transferred from another Lloyds Banking Group account. That means Lloyds, Halifax or Bank of Scotland
    • you transferred from a Lifetime ISA, Help to Buy ISA, Innovative Finance ISA, or Junior cash ISA
    • you didn’t use the ISA transfer process
    • you started a transfer before 11 March which completed between 11 March and 31 May 2026
    • a transfer you requested completed after 31 May 2026
    • the ISA transfer request got cancelled or rejected for any reason.
  • Offer overview

    • Get £150 cashback for each £25,000 ISA balance, transferred to us by 31 May 2026, up to a total of £1,200.​
    • Open a new cash ISA with us, or transfer into your existing ISA.
    • Use the ISA transfer-in service, to transfer your ISA from another non-Lloyds Banking Group provider to a new or existing Bank of Scotland adult cash ISA with us.​
    • You may transfer in ISA balances from more than one existing ISA. Partial and full ISA transfers are eligible.
    • You must have a Bank of Scotland current account, as this is where your cashback will be paid into.

    Savings cash ISA products eligible for the ISA transfer offer​

    • Fixed Cash ISA.
    • Advantage ISA Saver.
    • Access Cash ISA.
    • ISA Saver.

    What you need to know​

    • You must be a UK resident aged 18 years or older.​​
    • Your transfer-in request must be made between 11 March and 31 May 2026, using the ISA transfer-in service​.
    • You must transfer in at least £25,000 from another provider outside Lloyds Banking Group (this includes Lloyds, Halifax and Bank of Scotland).

    Cashback​

    • You will receive one reward payment only, up to the value of £1,200 for £200,000 or more ISA balance transferred in, using the ISA transfer-in service. ​​
    • The total amount transferred and retained across the products included in the offer will be calculated after the offer period has ended and all transfers are complete. ​​
    • Cashback will be paid into your current account by 30 September 2026. Where you have multiple current accounts, the reward payment will be paid to the most recently opened and/or sole account in your name.​

    Exclusions​

    The following are not included in this offer.

    • Transfer in of balances held in Lifetime ISAs, Help to Buy ISAs, Innovative Finance ISAs, Junior cash ISAs or other Lloyds Banking Group entities (Lloyds, Halifax or Bank of Scotland) ISAs. ​​
    • Any transfer in made outside the ISA transfer-in service.​​
    • Any transfer in initiated before 11 March which subsequently completes between 11 March and 31 May 2026.​
    • Any ISA transfer in requested after 31 May​ 2026.
    • Where the ISA transfer-in request has been cancelled or rejected for any reason.

    General

    Current account and individual ISA terms, conditions and eligibility apply.

    This offer is available for a limited time and may be withdrawn or amended at any time without prior notice.

    You won’t be able to benefit from this offer if we reasonably believe that you have acted fraudulently or misleadingly or have sought to abuse the offer.

    You can’t benefit from more than 1 offer that Bank of Scotland plc promotes at the same time in respect of the same deposit. For example, if you open a Fixed Rate Cash ISA during the term of this offer and a cash ISA transfer offer is also running, you won’t be entitled to cashback on both in respect of the same deposit.

Protecting your money 


The Financial Services Compensation Scheme (FSCS) protects up to £120,000 of the eligible money you hold with us.

More about the FSCS

Protecting your money

The Financial Services Compensation Scheme (FSCS) protects up to £120,000 of the eligible money you hold with us.

More about the FSCS

ISAs

Save or invest toward your financial goals with a Bank of Scotland ISA.

View our ISAs

ISAs

Save or invest toward your financial goals with a Bank of Scotland ISA.

View our ISAs