Savings calculator

Whether you're saving towards something special or building a rainy day fund, our savings calculator can help you plan your savings to reach your goal.

Get started with our tools

Use our calculators to help create a plan to reach your savings goals.

How much do I need to save?

Work out how much you need to put away each month to hit your savings goal.

Calculate the monthly amount

How long will it take?

Find out how long it will take you to reach your savings target.

Calculate how long it'll take

How much could I have?

Calculate the future value of your savings after putting away a regular amount every month.

Calculate the future value

How much should I have in my emergency fund?

An emergency fund is money set aside for unexpected events, such as losing your income or facing an unexpected bill. Use our calculator to see how much you may want to save.

Calculate my emergency fund

You might also like

Save and invest your way

Explore our ISA options and find the right setup for your financial goals.

See our ISAs

Savings help and guidance

Explore various saving methods and key factors to consider for future planning.

Savings guidance

Savings accounts and cash ISAs

Whatever you’re saving for, Bank of Scotland are here by your side.

View our savings accounts

Savings accounts and cash ISAs

Whatever you’re saving for, Bank of Scotland are here by your side.

View our savings accounts