Send and receive money outside the UK and in foreign currencies

Our guides

Send a payment

Make payments outside the UK or in foreign currencies. Our guide explains how to do this online.

We won't charge a fee if you make a payment from your Bank of Scotland account in euros.

The fee for all other currencies is £9.50, where charged.

Send a payment

Receive a payment

Find out what you need to know if somebody is sending you money from overseas.

Also find out what to do if you have a cheque in a foreign currency.

Receive a payment

Keeping safe

Please make sure you’re only sending money to someone you know and trust. 

If you pay directly to a bank account and it’s a scam, it’s very hard for you to get your money back. 

If you’re buying online, pay by debit or credit card instead if you can. It can help protect your money if anything goes wrong.

Find out how to keep your money safe

Getting started online

Mobile Banking app

  • Join our 1 million app users
  • Simple and secure log in.
  • Stay up to date with notifications.

 

More about our app

Internet Banking

Log in to view or manage your accounts on our website.

 

Log in to Internet Banking

Register


Mobile Banking app

  • Join our 1 million app users
  • Simple and secure log in.
  • Stay up to date with notifications. 
Download our app

Internet Banking

Log in to view or manage your accounts on our website.

Log in to Internet Banking

Register

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Find out about all the great features of our highly rated app, and how it compares to Internet Banking.

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Message us online

Get answers to your everyday banking questions. Log in to our app or Internet Banking to get in touch.

How to message us

Online statements

Search transactions, see upcoming payments, find out where payments were made and so much more.

More about statements

Everyday banking

Manage your money and your details in our app or on our website.

What you can do online

Everyday banking

Manage your money and your details in our app or on our website.

What you can do online