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If you have not been a resident in the UK for at least three years, you will not be able to apply for a Student Current Account.
Instead, you might want to take a look at our other accounts.
You need to be aged 17 or over, on a degree course or equivalent full-time education and have been a permanent UK resident for the past 3 years.
If you have opened a Bank of Scotland Student Current Account between 1st August and 8th October 2023; and successfully deposit at least £500 into your Student Account by 31st October 2023; you qualify for £100 cash offer.
Customers who open a Bank of Scotland Student Current Account from 1st August to 20th September 2023
To qualify for the £100 cash offer, the following conditions apply:
You are not eligible for this offer if:
This offer applies to applications received in branch or online from 1st August to 20th September 2023.
The offer is subject to change and can be withdrawn without notice at any time. Only one cash offer is available per customer. The £100 cash offer will be paid directly into your Student Current Account in one payment by 30th November 2023 and will appear as a cash credit.
Customers who open a Bank of Scotland Student Current Account from 21st September to 8th October 2023
To qualify for the £100 cash offer, the following conditions apply:
You are not eligible for this offer if:
This offer applies to applications received in branch or online from 21st September to 8th October 2023.
Only one cash offer is available per customer. The £100 cash offer will be paid directly into your Student Current Account in one payment by 30th November 2023 and will appear as a cash credit. Your Student Current Account must remain open to receive the cash offer.
The offer is subject to change and can be withdrawn without notice at any time.
When you are no longer eligible for the Student Account, for example you graduate from your course, we will convert your account to a Graduate Account, unless you make alternative arrangements with us.
If you are not eligible for a Graduate Account (for example you leave full-time study before graduating) we will convert your account to a Classic Account (or similar account if it is no longer available).
Arranged Overdraft
You can apply for a tiered interest-free arranged overdraft (subject to application and approval). Up to £2,000 in your first year after graduation, £1,500 in your second year and £1,000 in your third year.
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Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.