Choosing the right account for you
To apply for a Bank of Scotland Student Account you must be 17 or over and be studying for a full-time course that lasts for a minimum of two years or be on a one year access course leading onto a full-time degree.
If you plan to study in the UK, you may be eligible for our Classic Account or another one of our Bank of Scotland current accounts.
Information for International students applying for a Classic Account
- Free everyday banking - Stay in credit and you won’t have to pay monthly maintaining the account fees. Bank your way with Internet Banking, Telephone Banking, Mobile Banking, in-branch, and also get free mobile alerts.
- Debit card - You can use your Visa debit card to shop online and in over 500,000 locations in the UK and 27 million worldwide.
- Cash withdrawals - You can withdraw up to £500 a day from a Bank of Scotland Cashpoint or other cash machines.
- No arranged overdraft - International Students who have lived in the UK for less than 3 years are not eligible for an arranged overdraft.
Ways to apply
Applying for an account online can be a convenient way to open an account but do bear in mind that you will be required to provide proof of identification and address at a Bank of Scotland branch to complete your application.
Classic Account details
What documents can I bring?
After applying for a current account online, you will need to provide proof of your identity and address at your nearest branch within 14 days so we can continue with your application. All documents must be the most recent ones. We don’t accept expired documents or documents printed off the internet.
We need to see one of the following documents.
This document must show your full name. You can choose from the following:
- current United Kingdom, European Union or European Economic Area photo driving licence
- Current UK / EU / EEA passport
- EU / EEA identity card
- all other current signed passports with a valid UK visa
- benefits or pensions notification letter confirming the right to benefit
- current UK non-photo driving licence
- blue disabled driver’s pass.
PLUS
We need to see one of the following documents.
This document must show your full name and current address. You can choose from the following:
- bank, credit card or building society statement showing transactions
- current UK driving licence (if it hasn’t been used as proof of your identity)
- utility bill
- Local authority tax bill for current year
- benefits of pensions notification letter confirming the right to benefit (if it hasn’t been used as proof of your identity)
- original letter on headed paper issued by educational institution confirming place on a course (must confirm full name, UK and overseas address, start and end date of course).
We reserve the right to ask for additional documents. If you don’t have the documents listed above, we may be able to accept others so please speak to a member of staff if you have any questions about this or any of our services.