Save the Change®

Saving so easy, you’ll forget you’re doing it.

Saving doesn’t have to be complicated. That’s why we’ve come up with Save the Change®, a simple everyday way to save for the things you want.

Benefits and features

  • Every time you use your eligible Bank of Scotland Visa debit card* the difference will be rounded up to the nearest pound and transferred from your current account into an eligible Bank of Scotland savings account.
  • You can use your own savings accounts or nominate a family member’s savings account.
  • You can turn Save the Change® on and off or switch your nominated saving account whenever you like by calling us or visiting branch.
  • Save the Change® is available for the following Bank of Scotland savings accounts; Access Saver, Children's Saver, Exclusive Saver, Internet Saver and Young Saver. We'll only make Save the Change® transfers when your current account is in credit.

Registering for Save the Change®

By Phone

If you have a Bank of Scotland current account and eligible savings account, you can register over the phone on 0345 721 3141.

No Savings Account?

If you don’t have a Bank of Scotland savings account, you can open an eligible savings account online, over the phone on 0345 607 2253, or in your local branch.

Cancelling Save the Change®

You can cancel your Save the Change®, or change the Bank of Scotland savings account into which your ‘change’ is transferred through Internet Banking, by calling 0345 721 3141 at any time, or by making an appointment at your local branch.

Save the Change® conditions (pdf)