Post Office® services

Not near a Bank of Scotland branch? We've teamed up with the Post Office® so you can access your Current or Easycash Account through any of their 11,500 branches.

What can you do?

Pay in cash and cheques

Pay in cash and cheques

You can pay cash and cheques into your account over Post Office® counters.

Paying in cash and cheques

Check your balance

Check your balance

Use your debit card and pin to check your balance over Post Office® counters.

Checking your balance

Withdraw cash

Withdraw cash

Free withdrawals of up to £300 per day from your current account using your debit card and PIN.

Withdrawing cash

Paying in cash and cheques

Paying in cash

  • You can pay in both notes and coins at a Post Office® counter.
  • Cash deposit limits vary. You should check the cash deposit limit at the Post Office® you intend to use.

Paying in cash using your debit card

  • Use your debit card and PIN to pay cash into your account.
  • Once your deposit is counted and a receipt issued, you will have instant access to your money.
  • You can pay in up to £2,955 a month over Post Office counters, up to £20,000 in a calendar year. If you have a joint account, you can each pay in up to £2,955 a month and £20,000 per year.

Paying in cash using a paying-in slip

  • If you do not have a debit card for your account or if you prefer to, you can still use a pre-printed paying-in slip to pay cash in. As paying in slips are personalised, you must present your own slip with your cash.
  • The maximum amount of cash you can pay in as a single deposit using your paying-in slip is £1,000.
  • Paying-in slips can be ordered at a Bank of Scotland branch or over the telephone.
  • When you use a paying-in slip the funds will show in your account, and will be available for you to use from the day we receive them from the Post Office®. This will usually be the next working day.

Paying in cheques

  • When you pay in a cheque you must use a cheque envelope and a paying-in slip.
  • Paying-in slips can be ordered at a Bank of Scotland branch or over the telephone.
  • Cheque envelopes can be found at any Bank of Scotland branch or the Post Offices®.
  • Cheques paid in at a Post Office® will take at least one additional working day to credit your account.
  • We will always process cheques in line with the cheque clearing cycle.

If you're paying in cash and cheques at the same time, you must use separate paying-in slips for each element. You will also need a cheque deposit envelope for the cheques.

Important information

Every Post Office® branch has different cut-off times for paying in cash and for paying in cheques. If you deposit after the cut-off time an additional working day to processing times where relevant will apply.

Please check at the Post Office® you want to use what the relevant cut-off time is, for the type of deposit you wish to make. If you are paying in cash using a debit card, you can do so during opening hours of the branch you are using.

Coin denominations below £1 – only full coin bags will be accepted per the amounts specified on the bags. £1 and £2 coins will still be accepted in partial bags as long as the denominations are separate. The maximum amount of coins that you can pay in for any single deposit is £250.

Services described above are available during opening hours on working days at any branch of the Post Office® within England, Wales, Scotland or Northern Ireland, excluding those in the Channel Islands or the Isle of Man.

Withdrawing cash and checking your balance

  • You can check your balance and withdraw cash at any Post Office® counter. All you need is your debit card and PIN.
  • You can withdraw up to £300 per day from your current account and these withdrawals are free.

Find your nearest Post Office® branch

To find out more, or to locate your nearest branch, visit the Post Office® website.

Find your nearest branch

To find your nearest Bank of Scotland branch or ATM use our branch finder tool.

The Post Office® and Post Office logo are registered trademarks of the Post Office Ltd.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.