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Your credit card purchases may be covered if something goes wrong. Here we explain why, how it works and what you need to know.
It applies when the total price of the goods or services is over £100 but not more than £30,000 and all or part of the purchase price was made using a credit card.
Whether it's using your credit card for a deposit on a new kitchen or a new car, you may have Section 75 rights even if the part payment is £100 or less, if the total value of the item or service is over £100 but not more than £30,000.
You can claim if you were using your credit card on holiday or buying from abroad. The over £100 but not more than £30,000 value rule still applies.
Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.