
Financial Future Hub
Plan ahead with confidence, whatever stage of life you’re at. We’ve got the tools and services to help you, all in one place.
Your home
If you’re considering buying a property or looking to make some improvements, we’re here to help you take the next step. We are proud to offer mortgages provided by Halifax.
You could lose your home if you don’t keep up your mortgage repayments.
Buying your first home
Our guide takes you through the seven key steps of buying a house in Scotland.

First-time buyer mortgages
When you’re ready to buy your first home, this handy guide can help you with every step.
Mortgage calculator
See how much you could borrow and calculate your monthly repayments.

Life Insurance
Life Insurance offers you peace of mind. A lump sum could help pay off your mortgage and any loans or bills.